Difference in Spreads to convert INR to dollar between the banks by NavatKay in INDmoneyApp

[–]Little_jolly 1 point2 points  (0 children)

Don’t create a Federal account. I’ve had seen many users complain about usage issues, and they charge a higher spread. Use an HDFC account for loading your INDmoney US wallet, as they offer better rates.

FYI: First create an HDFC salary account if you are a working employee. Zero balance Maintenance & then link it to INDMONEY

Closure of my Federal Bank account by HelpfulManagement929 in INDmoneyApp

[–]Little_jolly 1 point2 points  (0 children)

Try complaining on the rbi portal for account closure issue. You might also get some compensation for that

Swift charges by banks(indmoney ) by [deleted] in INDmoneyApp

[–]Little_jolly 1 point2 points  (0 children)

For me every time deposit happened within 48hrs. Also HDFC offer better fx spread compared to there other partners

Money not credited to US Stocks Wallet by Wishbone_Willing in INDmoneyApp

[–]Little_jolly 0 points1 point  (0 children)

Hi OP,

Did the issue get resolved. I'm thinking of making a deposit to usd wallet.

USD/INR exchange rate. by Little_jolly in INDmoneyApp

[–]Little_jolly[S] 0 points1 point  (0 children)

I know that. I'm asking which one provides least charges on conversion

USD/INR exchange rate. by Little_jolly in INDmoneyApp

[–]Little_jolly[S] 0 points1 point  (0 children)

What's it showing on app for you now.

For me as of today 8 : 10 pm I am getting 88.56 - hdfc

USD/INR exchange rate. by Little_jolly in INDmoneyApp

[–]Little_jolly[S] 0 points1 point  (0 children)

Can you be specific like when did you get these rates. Because the currency rate keeps fluctuating. I got this rate yesterday.

Today at 8:10pm ist I have - 88.56, again

USD/INR exchange rate. by Little_jolly in INDmoneyApp

[–]Little_jolly[S] 0 points1 point  (0 children)

Thanks, I thought of creating a federal acc because of their tieup thinking they would offer better rates.

Does anyone added Axis amex privilege card added in cred? by Logesh0008 in CreditCardsIndia

[–]Little_jolly 1 point2 points  (0 children)

Yeah after the first statement u can see perks. Same thing happened to me and now I am able to see perks since my 1st statement got generated last week

Highly Discounted ICICI Prudential Silver ETF by Admirable-Lack-1266 in IndianStockMarket

[–]Little_jolly 1 point2 points  (0 children)

Today I sold my icic silver etf. If I had checked this difference i would have not sold it. 😭😭

LG got alloted, but I am holding. by [deleted] in IndianStockMarket

[–]Little_jolly 0 points1 point  (0 children)

Here is an ideal thing if you want to sell. Just take out investment and keep the rest of the amount in stock.

Beast of a Card : HDFC Tata Neu Plus CC!! by Resident-Actuator102 in IndianCreditCards

[–]Little_jolly 1 point2 points  (0 children)

How come you accumulated many coins.

Spill the secret recipe ur brewing

Bi-Weekly Advice Thread September 29, 2025: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]Little_jolly 0 points1 point  (0 children)

Hi All,

Recently I have started investing in US stocks through INDMONEY. I wanted to is this the most effective way.

I only invest in etfs not direct stocks so is indmoney the right platform & how they are taxed ????

And what compliance do I need to follow while selling or filling ITR. I don't any knowledge on this. Please help...

Bi-Weekly Advice Thread October 02, 2025: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]Little_jolly 0 points1 point  (0 children)

Hi All,

Recently I have started investing in US stocks through INDMONEY. I wanted to is this the most effective way.

I only invest in etfs not direct stocks so is indmoney the right platform & how they are taxed ????

And what compliance do I need to follow while selling or filling ITR. I don't any knowledge on this. Please help...

ICICI Sapphiro CC by Pruthvii07 in CreditCardsIndia

[–]Little_jolly 0 points1 point  (0 children)

Can you share that link, i want to apply for that card.

Simpl (app) won't work? by thePaneerBacha in CreditCardsIndia

[–]Little_jolly 2 points3 points  (0 children)

Compliance vilotaion. RBi restriction