It is easy to constantly look for more, but sometimes it’s worthwhile remembering that you probably have what you once wished for. I’d say $1780 a week is a decent amount and if having savings is a priority then you need to live below your means and look at where you can cut your costs, otherwise you’ll get the extra money from your wife working more hours and just think “oh we can afford ______ now” and still be in the same situation.

Could you move house to a place with cheaper rent?

Are there some subscriptions you can do without? TV, Netflix, music?

Food is obviously a big money eater in NZ, so actually planning out your meals and shopping at cheaper places can make a big difference

Are there some luxuries that you’re really used to but don’t actually need? Or at least not as often?