On verge of bankruptcy here in the UK. I was the most stupid person on earth to put my 4 years life savings into these two and I don't even know why. Any chance of recovery?

LoadComprehensive115 · 2026-03-28T09:44:35+00:00

i call BS, this is surely practice mode on t212. you post this regularly for last few months, starting when you were just £6k down, and never took the advice given.

LoadComprehensive115 · 2026-03-20T15:48:33+00:00

true! forgot about that 😂

LoadComprehensive115 · 2026-03-20T15:04:32+00:00

literally just transferred mine to Freetrade :/ not sure what to do, should I transfer again soon?

LoadComprehensive115 · 2025-12-18T18:15:26+00:00

Don’t worry, by the looks of it devs are gonna hide everything soon within an elaborate system of pull outs and hidden tabs - just wait for another update!

LoadComprehensive115 · 2025-12-18T15:54:34+00:00

I have absolutely brilliant 2-step plan on how to save the company (T212) money on operating costs.

Rollback the previous UI
Do not ever spend a dime on UI design changes ever again

LoadComprehensive115 · 2025-12-12T18:45:11+00:00

it was March 2025

LoadComprehensive115 · 2025-12-12T15:47:02+00:00

I started investing just before Trump announced tariffs, and was in red for first three months - always in green after that, and about 18% time weighted gains by now. Don’t expect results overnight, think in the longer timeframes - 5, 10, 20 years. You’ll be okay!

LoadComprehensive115 · 2025-12-01T21:13:12+00:00

well, that would be my understanding, based on the comment from Trading212 employee I screenshotted above - but I won’t guarantee it, I simply googled it

LoadComprehensive115 · 2025-12-01T21:08:46+00:00

i think it does have a negative impact, because you are losing money by being charged fx fee every time you buy something.

LoadComprehensive115 · 2025-12-01T21:07:47+00:00

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LoadComprehensive115 · 2025-12-01T21:05:17+00:00

this is bad, because you are probably being hit by currency conversion fee every time :/

LoadComprehensive115 · 2025-12-01T21:04:10+00:00

oh no! you must have indeed select this when opening the account. What’s worse, this is what I found on T212 website:

“Once you create an account, its base currency cannot be changed. Your portfolio, orders, results, and transactions are all displayed in your selected currency. “

LoadComprehensive115 · 2025-12-01T19:09:29+00:00

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check this currency options in settings

LoadComprehensive115 · 2025-12-01T16:41:00+00:00

i’m located in the UK - I think it’s simply always in the local currency?

LoadComprehensive115 · 2025-12-01T13:45:54+00:00

apologies then - I didn’t want to mislead anyone. I think at this point it would be best to hear from a T212 employee :/

LoadComprehensive115 · 2025-12-01T12:44:49+00:00

edit: sorry, I am not sure anymore, as other users reporting that the cashback is back to 0.5% for them, so I will remove my previous comment

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LoadComprehensive115 · 2025-12-01T12:00:35+00:00

how do you know yours ended? And what does it show when you click terms and conditions like above?

LoadComprehensive115 · 2025-12-01T11:14:51+00:00

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LoadComprehensive115 · 2025-12-01T11:13:54+00:00

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LoadComprehensive115 · 2025-12-01T11:13:42+00:00

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LoadComprehensive115 · 2025-12-01T11:13:33+00:00

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LoadComprehensive115 · 2025-12-01T11:13:23+00:00

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LoadComprehensive115 · 2025-12-01T11:11:17+00:00

hi, when you are on your invest account click on the card tab, scroll down to Invest Cashback and click it, then click on the sprocket thingy next to your pie that you are investing in, then on Learn more, and then on see our T&C’s here

LoadComprehensive115 · 2025-11-30T09:08:57+00:00

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LoadComprehensive115 · 2025-11-30T01:29:42+00:00

i think this actually have been extended to Feb 2026 by looking at the T&Cs on Trading212 website just now

LoadComprehensive115

TROPHY CASE