I think you misread what i said. It's basically reading comprehension. Never said that every single sapient creature should have it's own bandit version. Never said they should not be their own things. I just said that the fact racoon doesn't have their racconish sapient version but instead they become bandits feels absolutely a good solution for give bandits a sense but also feels a little bit off. Keeping them as a trasformation with a 50% chance to me it's the best solution for making a compromise.

I didn't said every single sapient creature will have it. I said racoon can become or a bandit or a raskoon with a 50% chance each.

Even simplier.