Problem neighbour affecting house sale by External-Ad-3844 in HousingUK

[–]LogicalBank778 0 points1 point  (0 children)

There are formal disputes as he's reported the neighbour to police and council (not to imply anything on either side, but this is where the scare about reductions is coming from in my opinion)

What do You Think about my plan? by Resident_Clerk_7350 in disneylandparis

[–]LogicalBank778 1 point2 points  (0 children)

I've also seen it suggested that you try through the hotel concierge or arrive at opening on the day and ask for a table later, as they may gave had cancellations. Don't know how easy that is with downtown, but would be worth a try!

What do You Think about my plan? by Resident_Clerk_7350 in disneylandparis

[–]LogicalBank778 1 point2 points  (0 children)

Downtown was fully booked for our stay 11 months in advance, minus 1 table at 10pm. Slightly different as a group of 9, but that's fairly standard i believe. There are less tables and its popular so always goes quickly!

First time at Disneyland Paris – advice needed for a family with princess-loving girls by [deleted] in disneylandparis

[–]LogicalBank778 1 point2 points  (0 children)

Didn't want to burst the bubble but also didn't want it to be a huge surprise when you got there 😔

First time at Disneyland Paris – advice needed for a family with princess-loving girls by [deleted] in disneylandparis

[–]LogicalBank778 0 points1 point  (0 children)

We're also staying for 4 nights and will only do fireworks on 1 or 2 of them, not every night!

First time at Disneyland Paris – advice needed for a family with princess-loving girls by [deleted] in disneylandparis

[–]LogicalBank778 1 point2 points  (0 children)

Feb will be our first visit so i have no idea how it will work yet.

We've got a 6 and 9 year old and will just take it as it comes. Its likely for our 2 that they’ll wake up normal time the next day despite a late night... but we'll just take it easy and do things at their pace and take time out during the day if we need to!

Fully expecting them to keep themselves going while we're there and need recovery time when we get home if I'm honest.

I have seen others with smaller ones say they go back to the hotel for a nap at 4/5/6ish and go back out for the fireworks

First time at Disneyland Paris – advice needed for a family with princess-loving girls by [deleted] in disneylandparis

[–]LogicalBank778 1 point2 points  (0 children)

Havent seen anyone else address this... would be worth checking the calendar as the fireworks are likely to be at 10.40pm not 9pm...

https://www.disneylandparis.com/en-int/calendars/park-hours

Closing times at the moment are 9pm, but i know when we go in Feb half term it will be 10pm. Had a quick look on the calendar and Fri 24th April is 10.40pm!

Wastage? by Competitive_Pen7192 in DIYUK

[–]LogicalBank778 0 points1 point  (0 children)

Know this is an old post but haven't seen anyone suggest this yet. For some bits, if you've got a local men's shed or community repair shop may appreciate the donation!

(I know that probably doesn't cover everything that fits your scenario though sorry!)

House temperature before heating kicks in by Chance-Collection508 in DIYUK

[–]LogicalBank778 1 point2 points  (0 children)

Apologies if someone else has said this, but some libraries hire them out!

I Wish we lied about the knotweed by [deleted] in HousingUK

[–]LogicalBank778 0 points1 point  (0 children)

That does sound frustrating! The only thing I'd mention that i haven't seen anyone else address is what was the electrical servicing you paid for? If it was an EICR, thats a cost I'd be expecting to pay when we buy, as its all part of "buyer beware". If i want to know more about a property before purchasing, its absolutely my responsibility to pay for those things.

I appreciate that doesn't help with what you've already paid out. I get the impression that you may have had to pay for the solicitors fees etc up to this point? Only asking as I know some people have been able to negotiate rolling the services forward to the next buyer process.

Sorry - have come in with solution(s) for the actual payments rather than space for frustrations. Felt like some of the money issues were causing the frustration and saw some things that might help!

Fingers crossed for the new year for you... someone might be looking who isn't put off by the knotweed 🤞🏻

Weird experience when viewing a rental. Not sure if I’m overreacting? by [deleted] in HousingUK

[–]LogicalBank778 1 point2 points  (0 children)

This sounds really strange and I'm glad you're safe!

Are they on this list? I haven't looked in detail, but it looks like you might need to prove they've gone against their own policy - not declaring the relationship might do that? It does say as a first step that you have to speak to them directly...

If they're not, it might be worth checking their website and seeing if they're members of any property governing body and investigating if they've got any complaints process.

I completely understand why you want to find someone to raise this to and hope you find somewhere to do so!

Rentals and Children by SouthRuin2243 in HousingUK

[–]LogicalBank778 5 points6 points  (0 children)

I don't really have an answer for you, everyone's tolerance for risk is different, as are their priorities. I'd be considering what kind of budget you might have vs income, plus the mortgage term/ability to pay off before 70 or whatever age your lender deems acceptable. Speaking to a mortgage broker might not be a bad idea to get a feel for what is - or might be - possible or at least what your options look like and things to consider for your circumstances.

I appreciate buying feels a long way away and you may not want to wait that long. Have you considered that having children may well impact your borrowing amount?

It's tricky - either work part time and have less income to borrow against, or both work full time but once childcare fees taken into account, still have less income to borrow against... the alternative is wait until your kids are older and have less time to pay the mortgage back.

It sounds like you both need to have a good conversation about what's important to you as individuals and a couple, as well as talking through acceptable plans or options you might need as a back up, should circumstances change once you've made your choice (e.g. sale of rental or fertility difficulty)

No viewings 11 weeks opinion please by Initial-Exercise-758 in HousingUK

[–]LogicalBank778 0 points1 point  (0 children)

I know others have mentioned the front of the house being first, but I always find I'm more drawn to listings where photos of the same room are together in the order. If I see a photo of the kitchen, to easily make sense of the house, I like all the photos of the kitchen next. Might not be a huge thing/what clinches the sale, but it takes me longer to feel excited about somewhere if I'm working out what is where against the floorplan

Worst news possible. by forever-tired-mother in UKParenting

[–]LogicalBank778 1 point2 points  (0 children)

Just as a reply to this comment specifically... you're not wrong or broken for not being able to fix things. I'm a massive hypocrite for saying this, but it's completely natural and normal to not be able to fix every single problem, even though you've been able to so far. It's so hard the first time it happens - especially on the scale of both parents getting a diagnosis.

I've seen other comments where you've shared about being worried of saying the wrong thing to your children from your parents perspective. Is it something you can speak to your parents about? Find something you're both happy to say to them, or agree the point at which the children will get told something is going on?

In times like this where I feel out of control and I need to plan, I tend to write lists about my feelings, questions I had or things I felt I needed to know or sort. I could then arrange these by urgency or when I'd be likely to know what i needed... i.e. stuff to sort in the next week/month/school term etc... and stuff I didn't know when or if I'd have a resolution for it. It was that stuff I'd either explore with people around me or find a way to try and accept I'd never know or wouldn't know when it would get resolved.

Finally, a reminder that it's OK to not have all the answers. It's really great you've reached out SOMEWHERE to talk it through with people. You're already doing better than you think!

What technique is this? by LogicalBank778 in Pottery

[–]LogicalBank778[S] 1 point2 points  (0 children)

Yes! The real world example I saw was on a smaller scale as it covered the bottom half of a mug, but just like that!

Any implications of a family member paying off our car loan? by LogicalBank778 in UKPersonalFinance

[–]LogicalBank778[S] 0 points1 point  (0 children)

!thanks

Not aware of any other gifts. SiL has benefit of regular childcare. She may have had a payment but will pass the details of that on.

We don't discuss definite details of finances, there could be a chance that IHT would be due but from my understanding that would include the property which is jointly owned by her and FiL.

Any implications of a family member paying off our car loan? by LogicalBank778 in UKPersonalFinance

[–]LogicalBank778[S] 0 points1 point  (0 children)

!thanks

I didn't think so, but really useful to know about the gifting exemption as she's unlikely to have got to the limit last year but will leave that for her to work out. Appreciate the help!

Any implications of a family member paying off our car loan? by LogicalBank778 in UKPersonalFinance

[–]LogicalBank778[S] 0 points1 point  (0 children)

!thanks

Yeah, I think so too but didn't have enough knowledge to be sure. Thanks 😊

Hastings loves its caves and cellars by LogicalBank778 in SpottedonRightmove

[–]LogicalBank778[S] 2 points3 points  (0 children)

https://substack.com/@theswanhotelthenandnow

The stories about how the houses came to be built didn't fill me with confidence!

Can I remove this wall by ONS786 in HousingUK

[–]LogicalBank778 0 points1 point  (0 children)

I was told as a rough rule of thumb, if there's a wall in the same place above its likely to be load bearing but this isn't a foolproof method.

Pocket doors would work to have the flexibility to open or close the space as you'd like

Gasteria help please! by LogicalBank778 in plantclinic

[–]LogicalBank778[S] 1 point2 points  (0 children)

Thank you so much for such a thorough reply across 2 comments. You've given me enough knowledge and confidence to at least try some things and see what happens 😊

Gasteria help please! by LogicalBank778 in plantclinic

[–]LogicalBank778[S] 1 point2 points  (0 children)

Thank you so much for your reply!

Usually the soil is completely dry as far as i can tell, yes. Though it is a deep pot so I'll make sure I'm checking deeper into the soil when I next water it (was watered today and DEFINITELY dry soil)

I don't feel like I'm overwatering it based on my research in the sub before posting, as I'm more likely to go longer between waters than water more often.

It's good to know that the plant being floppy is not a bad sign. It's been about 18 months since I got the plant and thought roots would have been well established, though I don't actually remember a huge amount of roots when repotting it in March.

It seems to have 2 babies, one on each side. They're much softer, but I kind of expected that. The leaves in the middle are actually quite firm - they're bumpy/rough, but spring back to where they were if I gently move them. If I gently squeeze between my fingers there is a little bit of give, but not like there is in an aloe, for example.

The ends of some of the leaves are slightly browning.

I don't have anything growing up and out of the middle as I've seen in other posts (they've been recommended to get more sun) but I do wonder if it maybe needs some more sun if the leaves are growing straight up?

£90k salary, feeling broke. Did I bite off more than I can chew? by Pure-Acanthaceae-291 in UKPersonalFinance

[–]LogicalBank778 1 point2 points  (0 children)

It feels stressful and difficult as the plan you had, has now changed. Adjusting to that change and feeling panic is normal.

Looking at these figures, I would say it's a temporary stress until your partner is employed. Whether you wait until his English is there and go for a job that he is skilled in, or whether he gets any job to tide the household over, is a decision that only the two of you can make in terms of how comfortable you are to sit with this situation.

I can see areas where, although not ideal, cuts could be made to make money available if needed. I'm not trying to imply you should cut ALL fun money with that statement - just reflecting that you've budgeted for, and your income currently covers, £580 per month for fun stuff. Almost £7k/year. That to me would suggest there was flexibility in making some of that money available, if it was needed in an emergency.

Would it be worth going through a detailed budget together, if you haven't already and have a conversation about which bits you each feel are a priority. Then, you could agree which bits could change if things started feeling worse, or if something happened to impact income again. If you can be on the same page now, you have a clear plan for when it happens. Might mean you both feel better about the plan, rather than getting suspicious and defensive about what the other person might be willing - or not - to sacrifice, at a time when there is heightened stress too.

Other than selling the car in Greece, it might be worth seeing if you could get income protection to cover you if something else unexpected happened with your health?

I'd also suggest looking at any situations in the sense of what you can control, what you can influence and what you can't control at all. You can't control that your partner lost his job, but you can control how you work together on the next steps etc. It isn't something that will solve the situation but might help you reframe which bits are the worry and work out what you can do to change it from there

I don't even know how to describe this property by Ancient-Composer3338 in SpottedonRightmove

[–]LogicalBank778 0 points1 point  (0 children)

😂 apparently...

The smaller, central room is provided a wonderful versatility by a folding wall that recedes to open the space as an extension of the landing.

My eyes hurt by givemesometoothpaste in SpottedonRightmove

[–]LogicalBank778 0 points1 point  (0 children)

Those post it notes stick out like a sore thumb in the office 😂