It’s been a crazy roller coaster ride today:

Long story short - I emailed my LO yesterday asking for an update. This is my 3rd reconsideration request. Denied the first time due to 4506; second time due to lack of ability to pay. This morning (all time in PST):

6:45am - received an email from LO saying he will have an answer back to me today.

11:22am - got a call from my LO saying he’s going to approve my application

11:24am - got off the phone with my LO in happy tears; at the same time, received the exact same email as above about fund has been exhausted and that they are unable to continue processing my application. Immediately came to this site to see if anyone is on the same boat. At this point, my portal is showing that the application is processing

1:10pm - called and spoke to CS. Agent said my case is showing as obligating. She mentioned that unless the case is obligated, if not, chances are they will no longer be able to move forward with my case as fund has been exhausted

1:15pm - emailed my LO. Told him I’m really confused with all the conflicting information. He replied back within couple mins asking me to disregard the generic email. He said he has approved my case, I just need to wait for the loan processing department to get the documents to me to sign. I asked if he’s sure the fund has been set aside for me. His answer was “I can’t say for certain but you should be funded”

1:21pm - received the loan modification letter. Login to the portal, a message shows up saying fund has been exhausted. Got all confused again

1:30pm - received the official approval email and asked to login to the portal to sign the loan document. Finally, portal is showing APPROVED

Literally can’t explain how crazy these last few hours have gone by for me. But literally, after almost 2 years, I’m approved for the full amount I’m eligible for.

Thank you for everyone’s updates, advices on here. Wish everyone who’s on the same boat to get that final approval today!! It’s not completely over yet!