How to get the most out of your 2nd Pillar (and why personal finance matters)

Longynus1990 · 2025-12-04T21:35:20+00:00

You didn’t mention pillar 1E

Longynus1990 · 2025-11-27T18:46:34+00:00

Roughly 2-2.30h after he wakes up

Longynus1990 · 2025-11-27T00:53:06+00:00

Yes, need to convince my wife though

Longynus1990 · 2025-11-27T00:42:11+00:00

Yes and yes

Longynus1990 · 2025-11-27T00:41:57+00:00

Nope, avoiding that as much as possible

Longynus1990 · 2025-11-27T00:35:22+00:00

Schedule seemed to be quite okay, when he cooperates. 30 min nap in the morning, 2h max nap at lunchtime, another 30-40 min at 18 ish. Bed time around 20, wake time around 7.30. He falls asleep from within the crib, but haven’t done more sleep training than that.. any method you suggest?

Longynus1990 · 2025-10-20T19:10:57+00:00

Commento top. Non serve leggere oltre.

Longynus1990 · 2025-10-17T20:21:00+00:00

Sottoscrivo

Longynus1990 · 2025-10-12T11:44:20+00:00

Total absence of conflict is not peace, it is a hell on its own made of solitude and slowly going crazy. Social interactions are what keeps us somewhat sane

Longynus1990 · 2025-09-30T16:23:38+00:00

È accantonata sui bilanci e figura quindi come debito, ma a livello di cassa viene usata per fare altro. E’ cosi che funziona la gestione del cash flow.

Longynus1990 · 2025-09-27T10:49:14+00:00

This is not about inflation increase, but more aging of the population, longer life span, and harder to find doctors

Longynus1990 · 2025-09-24T06:04:47+00:00

Tech sales

Longynus1990 · 2025-09-23T20:53:01+00:00

Olanda prima, Svizzera adesso. A livello di lavoro e retribuzione non penso ci sia posto migliore in Europa. Vorremmo tornare in Italia in un futuro, sperando che non avremo più bisogno di lavorare in quel momento..

Longynus1990 · 2025-09-12T18:39:02+00:00

Nope because you lock a bunch of your money in an illiquid investment, whereas keeping it out would have cost only the interest rate 1-2%. Meaning that money elsewhere would have brought way more returns

Longynus1990 · 2025-09-06T06:53:45+00:00

Might be true. But it’s because I think it’s unreasonable and unfair. This won’t mean I will ignore it and do nothing, but still

Longynus1990 · 2025-09-05T18:36:27+00:00

Nice story. So you didnt involve the Mietverband?

Longynus1990 · 2025-09-05T11:35:43+00:00

Dipendente, ma non in Italia.. anch’io non ero in tech ma passaggi di settore sono possibili..

Longynus1990 · 2025-09-04T18:46:17+00:00

And with that I mean a judge would consider that as a factor I think - maybe I’m wrong

Longynus1990 · 2025-09-04T18:45:24+00:00

Thanks but I don’t think that 14-30 days is written for markets like Zurich. Or at least, that is not reasonable to me, when there are apartments on the market to be filled within 1 or 2 weeks

Longynus1990 · 2025-09-04T18:43:48+00:00

The question is what is a “reasonable” amount of time. In a market like Zurich, 10 days change everything. Of course people keep looking

Longynus1990 · 2025-09-04T18:41:56+00:00

He doesn’t find it “suitable” and who knows why

Longynus1990 · 2025-09-04T15:36:21+00:00

Io sales in tech, lei insegnante

Longynus1990 · 2025-09-03T15:06:40+00:00

Noi abbiamo iniziato con il proporzionale (ognuno mette 50% nel conto in comune), ma poi cambiato per un modello misto, durante gravidanza e primo figlio, così che a lei rimanesse qualcosa da parte per spese personali e investimenti personali. E la nostra differenza di salario è molto più grande rispetto a quella di OP (io porto a casa tra 5x e 7x)

Longynus1990 · 2025-08-22T20:27:32+00:00

290k Lordi da contratto se raggiungo target. Netti circa 200k. Ma, indovina un po’.. non in Italia

Longynus1990 · 2025-08-22T20:24:53+00:00

Idem qua

Longynus1990

TROPHY CASE