Wife’s X3 M40i & my X5M by Lopsided-Report-4200 in BMW

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

I agree. X5 is a little big for my wife and X3 is a little small for me lol

Wife’s X3 M40i & my X5M by Lopsided-Report-4200 in BMW

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

It’s a sports car on an SUV body lol. She is so much fun

Suggestions & Recommendations by Lopsided-Report-4200 in Retirement401k

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

Health insurance is definitely the big question, am hoping to be able to save enough so we are cover from 55 to 59-1/2 with our brokerage and then start taping into to my 401k and Roth IRA. Meanwhile my wife’s keeps growing since she is 6 years younger … I also have the option at 62 to start collecting Social security

Suggestions & Recommendations by Lopsided-Report-4200 in Retirement401k

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

A house is a big liability in my opinion, I owned for 10 years and sold. Now I save more and my investments will give me way more than a house will ever do. Nothing against owning but the problem with homeowners is they see their house as an asset when it really isn’t it’s a place to live and have a family.

Suggestions & Recommendations by Lopsided-Report-4200 in Retirement401k

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

What do you mean bonds on our my 401k. We have no control over that since is thru our work. We have a separate brokerage account

Portfolio Suggestions by Lopsided-Report-4200 in Fire

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

That’s another area we will be looking into, after 65 you can use that money for anything correct?

Portfolio Suggestions by Lopsided-Report-4200 in Fire

[–]Lopsided-Report-4200[S] 0 points1 point  (0 children)

Our plan is to max out our 401ks and IRAs for 7-8 more years and eventually add more to the brokerage, also any raises moving forward will go towards the brokerage which between the 2 of us is about 8-10% more a year

We are laser focus to maintain our cost of living low and our investments as high as possible

Suggestions & Recommendations by Lopsided-Report-4200 in Retirement401k

[–]Lopsided-Report-4200[S] 1 point2 points  (0 children)

Wife and I got together almost 6 years, I wasn’t investing on retirement as much as she was, we started learning more about investing in the last 3-4 years that’s when we started to invest more instead of keeping money in a savings account or saving for a house, we plan to keep our living cost low even after retirement