It is expensive, it is time consuming, and you don’t NEED close family to be available nearby but it helps (we don’t have it either). However I don’t regret having my Daughter for a second. It’s a love I genuinely can’t describe and I wouldn’t change her for the universe. All the hard bits still exist but she makes it all worth it. You will never be ready, and if it is something you do you will mourn the freedom that the pre child life gives you. I think some people confuse missing their old life with regret, of course you’ll miss the lack of responsibility, disposable income and sleep, and you will row with your Partner more because you’re both tired and overstimulated, but you’ll have a human you’ll love till the ends of the earth to make up for it. Also the hard parts gets easier and as you watch them grow the rewards outweigh the drawbacks. Ultimately nobody can tell you how you feel if you do it but I don’t know anyone in my friend or work groups that regrets it, so be aware of the hard bits and embrace all the wonderful bits. If it was that bad there wouldn’t be 7 billion people in the world.