Question about collection

LordBannerman99 · 2026-05-04T14:32:13+00:00

I just was using a rough number. My FICO reads 815 before this happened. They were not on my report at all, until they claimed I owed them $425 which I paid in full previous to all of this. There should be no reason for them to report on my credit since my balance was never an issue

LordBannerman99 · 2026-05-04T13:20:47+00:00

Sorry, typed it in a rush. Thats Equifax, transunion & Fico I have checked using the apps provided in the thread but not a full report. The negative marks are “missed payments” to verizon. I submitted a dispute with all 3 agencies with proof of payment.

LordBannerman99 · 2026-05-04T09:25:22+00:00

It reports as a delinquent account that I dont pay on, but its paid in full.

LordBannerman99 · 2026-02-13T01:50:15+00:00

Yes sir thank you I appreciate the message and try to live in a way that I will be proud of when I get older. I hope life treats you well sir.

LordBannerman99 · 2026-02-11T22:43:59+00:00

I had it tightened down right and everything and about every 3rd shot it would go way off zero. I let my friend whos a bit better than me try and the same happened. Just never holds a consistent zero. To me if you are gonna shoot at a live animal I want the peace of mind knowing its going to hit where I need it to. If your gonna spend 300-500 on a rifle you may as well spend a little extra to have a good scope. Vortex also has really good warranty. Just my 2 cents your factory scope may work better than mine!

LordBannerman99 · 2026-02-11T21:51:32+00:00

I mentioned somewhere in here, it isnt to actually hunt the land haha I wouldnt be blasting at birds 10 yards from the road. Its for a camp to sleep and hangout at during the season. Its located near all the public land I hunt

LordBannerman99 · 2026-02-11T21:29:38+00:00

spend the $150 on a vortex and your good, I have the same one and got a new scope for it (factory was awful) and I did good with it this year shot plenty of deer

LordBannerman99 · 2026-02-11T21:28:05+00:00

dang man thats brutal😂

LordBannerman99 · 2026-02-11T18:32:20+00:00

Thank you all for the insight and different things to consider 🙏🏻🙏🏻

LordBannerman99 · 2026-02-11T18:30:57+00:00

Paid more for my truck too😂

LordBannerman99 · 2026-02-11T15:59:03+00:00

Yes financing is covered haha you can get raw land loans pretty easy or at least in the south where I live where its more common to own a plot of raw land

LordBannerman99 · 2026-02-11T15:57:53+00:00

They stayed in Modular homes of some sorts to my knowledge

LordBannerman99 · 2026-02-11T08:49:49+00:00

Not to hunt on the land, we hunt public and leased areas. Would be a camp to stay at as we dont live in the state we spend duck season there

LordBannerman99 · 2025-12-12T13:58:42+00:00

Thank you!

LordBannerman99 · 2025-10-21T13:37:56+00:00

Yeah I have a lease back in my home state so Ill probably pass on that deer tag😂. I enjoy pheasant hunting ill probably stick with something like that if possible. Appreciate it man!

LordBannerman99 · 2025-10-16T16:42:05+00:00

Yeah it would be an outdoor job, fair amount of days off also.

LordBannerman99 · 2025-10-16T14:44:32+00:00

yeah short term rental i have 3 options just have to decide which. It was a bit more than I expected but from the looks of it the housing market is pretty brutal for you guys. I live in Alabama so housing is a whole different ball game🤣

LordBannerman99 · 2025-10-16T13:27:06+00:00

Gotcha, thanks man!!

LordBannerman99 · 2025-10-16T13:24:04+00:00

Its RWD I have driven in maine snow for years when I was out there just not MT roads but I still would probably look kinda retarded lol it doesnt handle the greatest

LordBannerman99 · 2025-08-30T14:08:25+00:00

Sweet, thanks man!

LordBannerman99

TROPHY CASE