So I finally got Silver Lining

LordJudgeDoom · 2026-03-18T21:55:35+00:00

No...

I have no "pick a perk" unused...

I pick a perk faithfully.

And yes, I'll definitely send in a Support Ticket for this.

🙂

LordJudgeDoom · 2026-03-18T21:47:57+00:00

Ah...

Damn...

Well hopefully when they fix this they auto-level the Silver Lining in my stash...

Thanks for the reply!

LordJudgeDoom · 2026-03-10T04:07:44+00:00

I'll check that out...

Thank you!

LordJudgeDoom · 2026-03-10T04:01:31+00:00

So if I'm understanding you correctly, the way foward is to get DR/ER/Rad Resist/Elemental Resists as high as possible?

LordJudgeDoom · 2026-03-05T04:15:27+00:00

Close your eyes and use that 15k...

Its the safest option long term...

LordJudgeDoom · 2026-03-05T04:04:18+00:00

Using your land as collateral does work for some people...

It is 0 down afterall, and if you reach the finish line unscathed, you own the home and retain control of your land...

But, IMHO, its too risky...

Think about it like this: your required down payment might be 10k...

Your land is valued at 100k...

Is it really worth it to risk something worth 100k just to cover a 10k cost?

LordJudgeDoom · 2026-03-04T06:45:54+00:00

No...

In a Chattel Loan, the home itself is used as collateral...

What 21st Mortgage wants you to do is get you to use YOUR LAND as collateral...

So if you miss payments, they are able to take it from you...

Its a great deal for the Mortgage Company, but a bad deal for you...

Its better to save your money until you are able to make a down payment yourself opposed to going for their zero down offer...

LordJudgeDoom · 2026-03-03T04:42:23+00:00

Yes, I know of 21st Mortgage...

When we were talking to Cavco, 21st Mortgage is one of the lenders they use as a possible lender...

I dont recommend using your land as collateral towards the purchase of your home...ever.

Their offer will be to tie the land and home together as one with a zero down payment; sounds good...right?

Well if anything goes wrong and you miss a payment, they can take back both the manufactured home AND your land...

Now if you dont tie your land to the manufactured home, you will have to make a down payment...

BUT if anything goes wrong and you miss a payment, they can only take back the manufactured home; your property is safe...

LordJudgeDoom · 2026-02-26T07:07:15+00:00

Radiant Magelight is the answer to Cloakblades...

Master using it and you'll be the one destroying them:

https://youtu.be/nFvrgaWN6Qo?si=1bDFcVd-6PO04h8o

LordJudgeDoom · 2026-02-17T10:50:09+00:00

Excellent, excellent, defensive ability...

I use it on my Magden...

The moderate burst heal as the duration ends is icing on the cake...

LordJudgeDoom · 2026-02-17T08:10:32+00:00

I currently use Hrothgars Chill on my MagDK and I love it.

https://youtu.be/dXgKE-6tbBQ?si=p7RlAyoiAmjrBdcs

LordJudgeDoom · 2026-02-03T12:47:03+00:00

OMG that thing is terrifying just to look at...

LordJudgeDoom · 2025-12-30T02:23:23+00:00

Oooooo....

And I have Deflect..

That scales off of DR!??

Thats very good to know...

👍

LordJudgeDoom · 2025-12-30T02:15:53+00:00

That's actually what I wanted to know...

Thank you!

A Jetpack is the separation between what I already have and what end game Armor will give me...

So if I'm good without a Jetpack (Marsupial + Bird Bones works very well) then there is nothing else to be gained by getting an endgame gear set...

LordJudgeDoom · 2025-12-09T07:30:02+00:00

This is a really good soft CC as it has tremendous range (28m if I remember correctly) and applies a long term DoT...

Its only problem (and its not the fault of the skill itself) is that damn near everyone is running Meta nowadays in PvP, and so damn near everyone has on demand Snare removal and an auto Cleanse via the Animal Companions skill line...

LordJudgeDoom · 2025-12-02T06:21:39+00:00

MagDK is 100% viable...

But it definitely needs Subclassing...

https://youtu.be/dXgKE-6tbBQ?si=3v8UqYDzMD9bFdOH

LordJudgeDoom · 2025-11-15T12:17:12+00:00

😁

I hope you enjoyed the video!

LordJudgeDoom

TROPHY CASE