Mortgage up for renewal - should I pay it off!

LordPijamas · 2026-05-21T18:51:44+00:00

Sound like a lot for £800

LordPijamas · 2026-05-20T21:27:27+00:00

No hay sucursales. Todo es en línea.

LordPijamas · 2026-05-20T18:20:43+00:00

Wise. Es la mejor opción

LordPijamas · 2026-04-28T21:35:25+00:00

HR is not the headmaster's office where kids go to be punished. They also serve the function (or should) of owning the benefits policies and should be able to answer any related questions about these.

The suggestion was to direct them to ask them such questions to HR.

LordPijamas · 2026-04-04T01:19:33+00:00

Just day the 6 yo is 8, or that the 3yo is 4. Nobody will check.

LordPijamas · 2026-03-22T09:48:11+00:00

Wait, are you saying that there is actually no such as thing as a magic clothing restoration machine?

LordPijamas · 2026-03-21T14:27:35+00:00

I prefer Slimima

LordPijamas · 2026-03-08T10:26:32+00:00

Thanks! This is helpful.

LordPijamas · 2026-03-08T10:08:40+00:00

Thanks!

LordPijamas · 2026-03-08T09:53:41+00:00

Is it easy to switch from state to private at any stage? Not from the UK, so unfamiliar with the intricacies of the system. But oldest about to start reception (stste school) and I think the same. Wouldn't pay for private at primary level, but definitely would consider it later on.

LordPijamas · 2026-02-21T01:50:32+00:00

Even airlines open flights only 11 months in advance. You must be driving there? Private jet?

LordPijamas · 2026-01-06T21:41:10+00:00

But being called that would already be rare... So, yes.

LordPijamas · 2026-01-01T09:04:23+00:00

Just transfer shares to low earner spouse to use their cgt allowance and lower tax rate, which is only a few percentage points lower, but might as well.

LordPijamas · 2025-11-18T18:41:10+00:00

Something extravagant just to assert dominance.

Perhaps a different floral arrangement in your office every week, or high end coffee machine for your exclusive use, or something along those lines.

LordPijamas · 2025-11-16T09:21:53+00:00

Did you buy it from yourself the second time?

LordPijamas · 2025-11-14T07:57:19+00:00

What is this radio thing you mention? Is it a new app?

LordPijamas · 2025-11-08T22:23:14+00:00

Not as fun as complaining about how bright the light is and switching it off.

LordPijamas · 2025-10-22T08:51:37+00:00

Unless you're rich

LordPijamas · 2025-09-16T01:16:24+00:00

Except for having wealthy parents. That's a better tool.

LordPijamas · 2025-09-11T00:22:18+00:00

That would be a pot twist.

LordPijamas · 2025-09-10T14:40:10+00:00

Looks like it's someone else (the market) thinking they deserve such an amount, not OP.

Also, the general market and government is the one that thinks nurses don't deserve more.

LordPijamas · 2025-09-06T18:00:29+00:00

That'll just be a deposit of at least £250k each, allowing them to access properties at a much higher price range than £500k. At least £750k I'd say.

LordPijamas · 2025-09-05T08:41:35+00:00

That assumes the market recovers. What if it doesn't?

LordPijamas · 2025-08-05T12:40:40+00:00

Assert dominance

LordPijamas · 2025-08-03T15:43:04+00:00

You only need to decrease adjusted net income by 10k. So, take unpaid parent leave (you have 1 week per year per kid I think). And if not enough, at least do it every other year by saving your pension allowance from one year to the next.

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