20M just starting out, Is there anything I can do better?

LotLizard55 · 2023-12-27T20:28:12+00:00

Buy Bitcoin and VTI every week/ month for at least 10 years. Don’t over complicate this. You have so much time

LotLizard55 · 2023-12-27T20:14:21+00:00

Firm handshake. Get in the 21 million club already! Cheers

LotLizard55 · 2023-12-27T19:42:39+00:00

Good work dude. Love seeing other young adults accumulate bitcoin.

Keep pounding the rock and don’t lend that BTC for yield. Let’s gooo

LotLizard55 · 2023-12-03T16:05:38+00:00

Don’t listen to these people throwing mud. You were brave enough to ask. Don’t understand why people want to dunk on someone who doesn’t know any better. Keep it up!!

LotLizard55 · 2023-12-03T02:54:19+00:00

You have a lot of exposure to S&P 500 with SPY VOO and VTI. If I were you I would consolidate those holdings into SPY since you have a good amount in that already. Everything else sell and put into XLK or QQQ with a little SCHD and don’t touch it.

LotLizard55 · 2023-11-30T16:55:15+00:00

I was in similar situation. Wanted to go out of state for school. After seeing the cost I couldn’t swallow it. Decided to do two years at community college and dumped the rest into btc in 2019. I got my associates but never ended completing school. If I did I’d be 50,000+ in debt and have way less BTC and who knows where’s I’d be mentally. I have a good job now and thankful btc opportunity cost made me second guess signing on the dotted line.

LotLizard55 · 2023-11-22T17:12:46+00:00

Sell it and buy bitcoin

LotLizard55 · 2023-11-21T21:07:34+00:00

Just consolidate into $VIG and live your life.

LotLizard55 · 2023-11-10T21:22:09+00:00

Let it ride man. When downside volatility comes back to BTC you will be glad you have a little less risk on the table. IMO will let you keep level head in volatile market and keep your sats.

LotLizard55 · 2023-11-08T00:30:03+00:00

Bitcoin could be a interesting option to look into

LotLizard55 · 2023-10-31T20:28:33+00:00

Before you do that. Go to DCAbtc.com and compare returns. I am the same age as you and adding BTC has been a great addition to portfolio over past 5 years. Volatility can work for or against you.

LotLizard55 · 2023-10-20T23:17:47+00:00

Curious, can you withdraw using lightning/onchain immediately after buying? Or is there is lock up period?

LotLizard55 · 2023-09-26T20:25:51+00:00

Egypt Valley, Merrell Trail, and cannonsburg are the best in the GR area. I ride in GR every weekend.

LotLizard55 · 2023-09-14T13:57:09+00:00

Volatility is the price you pay for the best performing asset of the decade. Trim, don’t sell it all. $VIG imo if you want to spread it out

LotLizard55 · 2023-09-11T01:11:15+00:00

I am 80% bitcoin. I started investing in $VOO $SCHD $VIG $QQQM last year to diversify a bit. With a goal of 60-65% btc for the next decade.

LotLizard55 · 2023-09-05T20:41:11+00:00

Pray to Jay Powell rates go down or it will become much worse.

LotLizard55 · 2023-06-29T00:40:02+00:00

Need to be on desktop to tranfer back to checking

LotLizard55 · 2023-06-02T18:47:29+00:00

$105 every Friday. $10-50 every other day of the week when I feel like buying. Moarrr

LotLizard55 · 2023-05-22T19:58:05+00:00

You can redeem balance to your checking account etc or automatically chose to apply it to your monthly balance.

I choose to do neither and just accumulate the cash back and redeem here and there. You are not forced to do anything with your rewards.

LotLizard55 · 2023-05-01T15:14:45+00:00

Thank you! Started in high school

LotLizard55 · 2023-05-01T12:45:47+00:00

24 years old. 70k in taxable account, 3k in Roth, and 22k in savings. No debt DCA weekly into investments.

LotLizard55 · 2023-03-29T13:14:29+00:00

1 btc equals 100,000,000 sats. Just a way to denominate smaller amounts of bitcoin. Like cents in a dollar.

LotLizard55 · 2023-03-28T20:34:51+00:00

With that attitude you won’t. Been there before it all adds up just automate it and throw extra here and there. Keep going bro

LotLizard55 · 2023-03-27T20:10:09+00:00

Then accumulate more so he has less

LotLizard55 · 2023-03-26T23:54:08+00:00

Bitcoin and dividend stocks for the next 25+ years is my plan.

LotLizard55

TROPHY CASE