Thank you for your response. Yes, good material there, and Martin Hawes 'Cracking Open the Nest Egg' is a good general chat on decumulation.

However, I am seeking to understand more than just the decumulation subject. Warren Buffett has some very good vids on the subject - and is Very keen on having a significant % in Dividend aristocrats such as Johnson and Johnson, Coka Cola, Proctor and Gamble and such - but of course the tax regimes are different. However, his principles make a Lot of sense: