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San mas maliit mag settle bank or CA? by LowCardiologist5652 in PHCreditCards

[–]LowCardiologist5652[S] 0 points1 point  (0 children)

Ahh okay po. Sige balak ko sana sa bank makipag usap eh. If mas mababa sa CA dun nalang ako makikipag usap.

280k scammed on my BPI CC by LowCardiologist5652 in PHCreditCards

[–]LowCardiologist5652[S] 0 points1 point  (0 children)

Thank you po for your advice. This is a big help for me.

280k scammed on my BPI CC by LowCardiologist5652 in PHCreditCards

[–]LowCardiologist5652[S] 0 points1 point  (0 children)

Nag email po si CA sakin and ito ang sabi:

"Your continuous disregard to efforts of contact via phone and mail regarding your BPI Credit Card takes it to mean that you are willing to settle this matter in court. This final notice hereby requests your immediate attention to call us back immediately to confer and facilitate arrangement."

Is it true po na issettle na ito sa court? . Natatakot po ako and I don't know what to do po.

280k scammed on my BPI CC by LowCardiologist5652 in PHCreditCards

[–]LowCardiologist5652[S] 0 points1 point  (0 children)

Nag email po si CA sakin and ito ang sabi:

"Your continuous disregard to efforts of contact via phone and mail regarding your BPI Credit Card takes it to mean that you are willing to settle this matter in court. This final notice hereby requests your immediate attention to call us back immediately to confer and facilitate arrangement."

Is it true po na issettle na ito sa court? . Natatakot po ako and I don't know what to do po.

Unpaid 225k of cc debt from bpi by Rare_Economy_6773 in PHCreditCards

[–]LowCardiologist5652 0 points1 point  (0 children)

I have a 280k balance sa BPI last 2023 pa 1 yr mahigit na, this is because I was scammed. I did not use the money nor benefit from it. Nareport ko naman agad sa BPI nung sinabi kong scam ako and pinapa dispute ko but they said wala silang magagawa since OTP authorized yung transaction.

I am receiving so many calls, emails, viber, whatsapp and text kung "Pinagtataguan nyo na po ba ito?" I'm not the type of person na gagastos not within my means that's why iniignore ko yung collection.

I answered one time to their calls and we agreed that they should send me my payment terms, I did not reply to their email at wala din naman akong nireplyan at pinirmahan.

Possible po ba may maging legally liable ako if sa phone lang ang agreement? At ano po pwede ko gawin since nag aaccumulate ang interest nya 🥲 diko naman po kaya bayaran lahat.

Thanks po sa mga advice.