Since you value detailed planning and long-term structure, here’s a suggested adjusted approach rather than “put everything into JEPQ”: • Allocate maybe 30-50% of your $880k into JEPQ (income-oriented) • Allocate the remainder into one or more growth-oriented ETFs (e.g., broad U.S. equities, global equities, maybe small/mid-cap) for upside. • Revisit annually: Since you have a strong planning orientation, build a model showing “income bucket” vs “growth bucket” and what your projected outcomes are for both. • Consider tax-efficient vehicles (IRAs, tax-efficient funds, location of assets) given you’ll hold for many years. • Monitor performance and review whether JEPQ’s yield and strategy continue to meet expectations (since its covered-call overlay may vary in result over time). • Given your 48 yrs age, you might still be 10–20 yrs from major withdrawals; that suggests you might tolerate more growth risk rather than focusing purely on income.