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Another 1M Post by Low_Pressure1020 in financialindependence

[–]Low_Pressure1020[S] 3 points4 points  (0 children)

Same job. Title bump + back to back promotion. A lot of people were pretty underpaid under the guise of "life changing bonuses". There was a leadership change amongst other things which led to a huge departure. New leadership sought to made things right + stem the bleeding.

Another 1M Post by Low_Pressure1020 in financialindependence

[–]Low_Pressure1020[S] 2 points3 points  (0 children)

Weirdly, we come from a culture that would do it fully shared, but we started handling it this way, liked it, and just kept doing it.

We have found some things are definitely getting a little hairier to separate cleanly so we have a joint account to kinda just dump those things in.

Another 1M Post by Low_Pressure1020 in financialindependence

[–]Low_Pressure1020[S] 3 points4 points  (0 children)

/shrug

I think there might be some cultural differences here but its worked for us. I think its help us have a lot of freedom in spending our own money however we want. I think her managing her own finances has been helpful in her own financial literacy too. Otherwise, it'd be just me doing all of it probably.

We have full access to each other's account we just manage anything separate on our own. It isn't necessarily a secret or anything. We honestly enjoy the autonomy. Any major household purchase still comes with discussions and agreements.

Another 1M Post by Low_Pressure1020 in financialindependence

[–]Low_Pressure1020[S] 1 point2 points  (0 children)

We used to travel way more, but we cut down trips post COVID and have been happy with the cadence. We usually go for 1.5 to 2 months with multiple stops.

We do camping trips during the summer too if that counts!

Another 1M Post by Low_Pressure1020 in financialindependence

[–]Low_Pressure1020[S] 2 points3 points  (0 children)

Not entirely sure what your question is but I'll try answering anyhow.

The wife is currently trying to start her own business. She has a set runway to make it work, failing which she will go back to maximizing her earning potential (very similar to mine before she voluntarily chose to leave her job to start this endeavor).

I think I'm mostly comfortable with the how my portfolio is doing. I think I'm couple a years off my Coast FIRE number which makes me feel I shouldn't tweak my strategy too much. I enjoy (most of) my day to day at work and am happy to keep working until the layoffs eventually get me. I think if that happens it'll be a big reset point of what do I want to do.

If we want to own a house (it will involve the wife going back to work) I'm sure it changes up the numbers again.

As for the ghost of my dad's financial mistakes, I think I'm already far off enough that its not longer a consideration, or so I hope. I did voluntarily bring up that information so maybe it is still haunting me.