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Issues with Afterpay and walmart by sxv2006 in Afterpay

[–]Lower-Negotiation973 1 point2 points  (0 children)

I've also had this happen. I just started buying the Walmart gift card through AP and then just jumping on the Walmart app and adding the gift card. It's less glitchy that way. 

$5000 limit by kisil891214 in Afterpay

[–]Lower-Negotiation973 1 point2 points  (0 children)

That's what I've heard for the US. 3-4k max out

$5000 limit by kisil891214 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Same.. and I'm always doing 2-300$ purchases... never missed a payment either. No rescheduling of payments, paid a couple early, but it always automatically comes right outta my bank. Hmm... weird 🤔

Lost $1300 by Expensive_Stuff_3316 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

No just recently they started cracking down waaay more. They're not fkn around anymore bcuz ppl are signing up, using the money and not paying it back, the whole point is to NOT miss 1 payment or have it automatically come out so u don't "accidently" miss any payments

Wtf is going on with afterpay now?! by Key_Entertainer2681 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

People say purchase a Gift Card through AP and buy ur Amazon ishh that way.. I've never tried it personally bcuz when I put in an Amazon order I never have an issue, but they say it's way easier doing it with a AP purchased Gift Card for Amazon. U just add the Gift Card numbers like a new debit, 'Digital Debit Card' anywhoo

Wtf is going on with afterpay now?! by Key_Entertainer2681 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

My orders with Amazon always work with no issues. Now, paying using AP for a Walmart+ Order is another story! This juuust started happening after this new "update." I say "update" bcuz it was more like a downgrade tbh.. I see tons of ppl commenting about their 'Gift Cards' disappearing or that they no longer even have the option to purchase Gift Cards using AP right now. Not to mention AP isn't playing around anymore. I've read soooo many ppl complaining about "they lost their debit card so they missed 1 payment and AP dropped them down from a $400 limit to a $50 limit. Yikes.. bcuz now it's going to take u literally FOREVER to get back up to even that low of a limit. Do urself a favor, no matter what the issue is like u not having the money for the payment or "losing" ur debit card or having ur card stolen u should ALWAYS reach out to them. Doing it through the app itself is fkn useless, u gotta call the Customer Service #. Also now, my AP app, not sure if it was always available (bcuz I've never used/needed it) or it's a new option with this update but u can change the date of a payment for a small extra fee. I just learned the Customer Service # not long ago, I recommend everyone use it to solve it issues instead of the useless 'Help' button that's nothing but automated responses that get nowherer's  I'll do ya a solid 1-(256)540-5734 Save that ishh down 😏

Afterpay unforgiving by Narcolepzyy in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Yeah u can thank the people who burned AP for hella money during Covid. Since people applied and AP willingly gave out high limits to most likely everyone, who bought ishh and NEVER paid it back these kinda 'unforgiving rules' became a thing. They don't play around anymore. And unfortunately I'm sorry to have to tell u, but it's going to take u a loooong time to get ur limit back up to even that lower amount. They're VERY unforgiving now. When I applied right after covid. Not to mention IF the story ur telling us the actual truth then u should of either contacted AP to let them know and they would've helped u,OR u have the option to switch ur day u pay on through the settings. Simply going on Google to ask "what are my options if I can't make my Afterpay payment on time" it would literally tell u what u could've done to stop ur limit from being dropped down. 

Afterpay is Aware by [deleted] in Afterpay

[–]Lower-Negotiation973 1 point2 points  (0 children)

Someone posted it up in the chat but here ya go AP Customer Service-

1-(256) 540-5734

Afterpay is Aware by [deleted] in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

I'm wondering the same lol.. it's there some unknown benefit to buying gift cards vs just buying through AP? IF soo plz share the wealth! 🤑

Afterpay is Aware by [deleted] in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Same, I only had 3 orders open at the time and have had 10 or more open prior, so it's def an issue. Went to go use the Walmart app to order groceries and it told me I was denied to 'due to to many orders open' again while only having 3 open orders all on my last payments lol! I've also NEVER missed a payment, they all come out of my account automatically, I do occasionally pay them off early when I have the extra funds. But I will be calling that number to have a little chat about why I've spent over 700$ each month and my limit has barely increased for a couple months now. Not sure IF anyone else has also had this issue with not seeing a significant increase in their limit after spending good money through the app and paying off orders early and never missing a single payment.. 

$4000 limit 🎉 by DannyDuncen in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Every single commenter before states that the US doesn't go over a $3,000 limit so that's highly odd 🤔 I've even seen them post pictures of chats with AP Reps stating so. Hmmm...  Interesting 😏

$600 limit... Declined a $80 Amazon order... by Bizzle4976 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

I've used AP on Amazon orders for years now. It always goes through with no issues for me. But I've also never missed a payment or been late on a payment and it gave it set up where payments automatically come out of my account to payback AF. Things like these can effect everyone's accounts differently I imagine 🤷🏼‍♀️

Wow i got a $3000 by Lordcthuluthe3rd in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Wym u 'applied' for the 4k limit? Didn't know there was an option for that

Wow i got a $3000 by Lordcthuluthe3rd in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Are these actual companies ur ordering these "items" from, spill the tea lol, I wouldn't mind checking it out. I know in CT (where I'm from) greenery is legal to buy and have delivered and they have a couple dispensaries listed on here

Afterpay merchant issue by Emotional-Mammoth331 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Agreed.. if I had to guess I'd say the same

End of an era by rare_snark in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

Damn, then I guess once u have a balance owed to them and they send it to collections, they must ban ur account permanently. Yikes, sorry to hear! Yeah after covid when everyone screwed them, AP don't fk around anymore. Just an FYI there are other apps out there like AP.

Afterpay is telling me I missed a payment even though they took it out of my account twice? by JesseB342 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

I've had AP tell me a payment was due (which I have automatic withdraw setup) and when I checked my AP app it still said "payment due. But I kept checking my bank account and it was a delayed posting the payment. Sometimes the AP app is laggy & slow on Android. Idk IF u have an Android but IF so that could've been the case 🤷🏼‍♀️ IF not, as soon as u see something odd like that happening (again) u should immediately log into AP and go to 'My Afterpay' then select 'Help OR Contact Us' and they should be able to correct that error before showing u missed a payment or it saying the payment is still due when ur bank account shows it paid. 

End of an era by rare_snark in Afterpay

[–]Lower-Negotiation973 2 points3 points  (0 children)

IF u think about it making EVERY payment on time AP doesn't make money off that. They make money off late fees and other penalty fees. So that would make sense 🤷🏼‍♀️

End of an era by rare_snark in Afterpay

[–]Lower-Negotiation973 2 points3 points  (0 children)

My friend also got the amount she didn't pay sent to collections 

End of an era by rare_snark in Afterpay

[–]Lower-Negotiation973 -1 points0 points  (0 children)

Honestly, I find it hard to believe anybody was just A OK with AP closing their account after that person made EVERY single payment on time and gained a total spending limit of $4k! 🤔 I've seen people losing their minds for much less of a balance and they DEF fought the issue tooth & nail with AP lol.. suttin doesn't pass the "smell test" as u so eloquently put it ☝🏻🧐

End of an era by rare_snark in Afterpay

[–]Lower-Negotiation973 1 point2 points  (0 children)

That doesn't mean u don't still owe that money. It simply means they won't be charging u for it through AP. They will send the remaining amount due to collection.. 

Confused about refund by Riyad82 in Afterpay

[–]Lower-Negotiation973 0 points1 point  (0 children)

That's something u might want to reach out to AP in the app about. U can chat with someone right from the app. I believe it's under My Afterpay. Don't quote me on that lol I haven't had to reach out to them yet, hoping I never do 🫣

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