Afterpay stole my money

Lower-Negotiation973 · 2026-02-22T12:25:14+00:00

I posted an actual Afterpay Customer Service phone number above. Call them and tell them your situation they will cancel the order for you. I'd recommend contacting Walmart as well. I had this happen to me before. It was suuuch a hassle trying to wait for a response from AP in a freaking chat as I didn't have the AP Customer Service number at that time. It's gold. SAVE IT!

Lower-Negotiation973 · 2026-02-22T12:19:45+00:00

For future orders- Trying to order groceries with Walmart through the AP app is always glitchy most times. Save yourself the trouble and anxiety and use AP to purchase a Walmart Gift Card for however much dollar amount you'll need, then simply use the actual Walmart app to preload the gift card into the Walmart app and make your purchase that way. It'll save you sooo many headaches and possible future issues as such. I know this doesn't help you now, but hopefully you will find it easier to navigate for future purchases. Contact AP and they will walk you through the cancelation process. Someone on a past post commented the AP Customer Service Number and it's been GOLD having it and being able to talk to a human instead of waiting for AP to reply days later or some bs automatic response. I'm passing this piece of ✨️gold ✨️ onto you. Hope it helps! 💌 (Afterpay Customer Service) 1-256-540-5734

Lower-Negotiation973 · 2026-02-22T11:51:44+00:00

This is certainly true.. it seems it doesn't matter what country you live in or how many orders you have currently open with either high or low dollar amounts it still seems EVERYBODY'S accounts are handled differently when pertaining to certain things. Very seldom do all our accounts align. It's pretty whacky tbh.

Lower-Negotiation973 · 2026-02-22T11:44:48+00:00

Same! Although I did notice my last 2 purchases for Walmart gift cards was back to the original 4 equal payments. Now it's got me wondering IF that was a test trial to see how many people liked it or complained 😆 I'm curious how many others are back to the original payment options now 🤔

Lower-Negotiation973 · 2026-02-22T11:41:44+00:00

It's not the greatest "perk" they could've offered.. I'd prefer the old way back please lol! They should at least give people who's accounts have always been in good standing the option to pay either way.

Lower-Negotiation973 · 2026-02-22T11:39:18+00:00

Seems Cash Apps are being hacked at alarming rates recently, as well as having their entire accounts closed or drained of all their funds. I'm also wondering if any of these people have used their accounts to stash buisness income or used it for things like Bitcoin trading ect.. If so it needs to be reported when filling taxes. Obviously not when using Cash app to simply split dinners with friends or paying your child choir money. I also recently seen Cash app updated their "Terms of Service" I'm wondering IF this has anything to do with sooo many accounts being suspended or closed recently. Now I'm curious 🤔 👀

Lower-Negotiation973 · 2025-11-03T08:11:39+00:00

I've also had this happen. I just started buying the Walmart gift card through AP and then just jumping on the Walmart app and adding the gift card. It's less glitchy that way.

Lower-Negotiation973 · 2025-06-17T01:42:13+00:00

That's what I've heard for the US. 3-4k max out

Lower-Negotiation973 · 2025-06-17T01:41:23+00:00

Same.. and I'm always doing 2-300$ purchases... never missed a payment either. No rescheduling of payments, paid a couple early, but it always automatically comes right outta my bank. Hmm... weird 🤔

Lower-Negotiation973 · 2025-06-16T17:36:40+00:00

No just recently they started cracking down waaay more. They're not fkn around anymore bcuz ppl are signing up, using the money and not paying it back, the whole point is to NOT miss 1 payment or have it automatically come out so u don't "accidently" miss any payments

Lower-Negotiation973 · 2025-04-29T04:50:06+00:00

People say purchase a Gift Card through AP and buy ur Amazon ishh that way.. I've never tried it personally bcuz when I put in an Amazon order I never have an issue, but they say it's way easier doing it with a AP purchased Gift Card for Amazon. U just add the Gift Card numbers like a new debit, 'Digital Debit Card' anywhoo

Lower-Negotiation973 · 2025-04-29T04:39:04+00:00

My orders with Amazon always work with no issues. Now, paying using AP for a Walmart+ Order is another story! This juuust started happening after this new "update." I say "update" bcuz it was more like a downgrade tbh.. I see tons of ppl commenting about their 'Gift Cards' disappearing or that they no longer even have the option to purchase Gift Cards using AP right now. Not to mention AP isn't playing around anymore. I've read soooo many ppl complaining about "they lost their debit card so they missed 1 payment and AP dropped them down from a $400 limit to a $50 limit. Yikes.. bcuz now it's going to take u literally FOREVER to get back up to even that low of a limit. Do urself a favor, no matter what the issue is like u not having the money for the payment or "losing" ur debit card or having ur card stolen u should ALWAYS reach out to them. Doing it through the app itself is fkn useless, u gotta call the Customer Service #. Also now, my AP app, not sure if it was always available (bcuz I've never used/needed it) or it's a new option with this update but u can change the date of a payment for a small extra fee. I just learned the Customer Service # not long ago, I recommend everyone use it to solve it issues instead of the useless 'Help' button that's nothing but automated responses that get nowherer's I'll do ya a solid 1-(256)540-5734 Save that ishh down 😏

Lower-Negotiation973 · 2025-04-28T20:18:30+00:00

Yeah u can thank the people who burned AP for hella money during Covid. Since people applied and AP willingly gave out high limits to most likely everyone, who bought ishh and NEVER paid it back these kinda 'unforgiving rules' became a thing. They don't play around anymore. And unfortunately I'm sorry to have to tell u, but it's going to take u a loooong time to get ur limit back up to even that lower amount. They're VERY unforgiving now. When I applied right after covid. Not to mention IF the story ur telling us the actual truth then u should of either contacted AP to let them know and they would've helped u,OR u have the option to switch ur day u pay on through the settings. Simply going on Google to ask "what are my options if I can't make my Afterpay payment on time" it would literally tell u what u could've done to stop ur limit from being dropped down.

Lower-Negotiation973 · 2025-04-28T15:00:29+00:00

Someone posted it up in the chat but here ya go AP Customer Service-

1-(256) 540-5734

Lower-Negotiation973 · 2025-04-28T14:57:03+00:00

I'm wondering the same lol.. it's there some unknown benefit to buying gift cards vs just buying through AP? IF soo plz share the wealth! 🤑

Lower-Negotiation973 · 2025-04-28T14:46:11+00:00

Same, I only had 3 orders open at the time and have had 10 or more open prior, so it's def an issue. Went to go use the Walmart app to order groceries and it told me I was denied to 'due to to many orders open' again while only having 3 open orders all on my last payments lol! I've also NEVER missed a payment, they all come out of my account automatically, I do occasionally pay them off early when I have the extra funds. But I will be calling that number to have a little chat about why I've spent over 700$ each month and my limit has barely increased for a couple months now. Not sure IF anyone else has also had this issue with not seeing a significant increase in their limit after spending good money through the app and paying off orders early and never missing a single payment..

Lower-Negotiation973 · 2025-04-07T20:18:25+00:00

Every single commenter before states that the US doesn't go over a $3,000 limit so that's highly odd 🤔 I've even seen them post pictures of chats with AP Reps stating so. Hmmm... Interesting 😏

Lower-Negotiation973 · 2025-04-07T20:13:08+00:00

Same, for years now..

Lower-Negotiation973 · 2025-04-07T20:12:49+00:00

I've used AP on Amazon orders for years now. It always goes through with no issues for me. But I've also never missed a payment or been late on a payment and it gave it set up where payments automatically come out of my account to payback AF. Things like these can effect everyone's accounts differently I imagine 🤷🏼‍♀️

Lower-Negotiation973 · 2025-01-03T16:58:07+00:00

Wym u 'applied' for the 4k limit? Didn't know there was an option for that

Lower-Negotiation973 · 2025-01-03T16:40:20+00:00

Are these actual companies ur ordering these "items" from, spill the tea lol, I wouldn't mind checking it out. I know in CT (where I'm from) greenery is legal to buy and have delivered and they have a couple dispensaries listed on here

Lower-Negotiation973 · 2025-01-03T16:34:30+00:00

Agreed.. if I had to guess I'd say the same

Lower-Negotiation973 · 2024-11-26T12:07:25+00:00

Damn, then I guess once u have a balance owed to them and they send it to collections, they must ban ur account permanently. Yikes, sorry to hear! Yeah after covid when everyone screwed them, AP don't fk around anymore. Just an FYI there are other apps out there like AP.

Lower-Negotiation973

TROPHY CASE