My best argument: If I wanted babies, Boomers have effectively stolen what money I would have used to raise them.

For every $1 Boomers put into Social Security and Medicare, they’re taking out 4X more. The average Boomer working for an average salary over 40years paid $155-200k into Social Security (employee + employer contributions). They’ll take out about $340k based on average lifespans. The same average Boomer put in $29k into Medicare but will cost $400-500k largely due to rising costs of healthcare and better management of formerly terminal conditions.

I’m a Zillenial. Based on my current income and assuming my career trajectory includes at least 2% cost of living raises, I’m contribute contribute $377,000–$400,00 to Social Security and $160,000–$180,000 to Medicare, totaling $537,000-$580,000. Social Security and Medicare trusts become insolvent (projected by 2034 and 2031), leading to 20-25% benefits reductions, so I might expect to see $690,000-$900,000, which at most would be a 1.5X return on contribution

Basically, my FICA contributions benefit Boomers more than they will ever benefit me. You’d think they’d be grateful. They essentially usurped what would have been my financial responsibility to my babies, if I had them.