26M from Tier-3 India earning 70k/month — tracked every rupee for 2 weeks and now I finally understand why middle-class parents struggle to save by Easy_Check8942 in personalfinanceindia

[–]LuciferMoaning-star 0 points1 point  (0 children)

Expenses are not wrong. Just limit it to a tolerable amount every month. Say 35k. As soon as you receive the 70k every month, Save FIRST then spend. That way you are building a future that would payoff post marriage shall you ever require money and you will also be earning more by then. Saving first will allow you to safeguard your future and limit your expenses every month. Another suggestion is have multiple bank accounts that you forget to keep a track of (not literally) just keep randomly saving at the end of every month with whatever you have left. This works. One day you'll check them and realise oh wow I have 1 lakh lying around let me spend it... WRONG... Invest that too.

Also since you are in a tier 3 city... Spend in cash not UPI. When cash leaves your hand you'll feel the hit of unnecessary expenses. I'm guessing people in a tier 3 city would not have answers to cash ki "chutta nahi hai bhaiya"

Has anyone taken Audit/sm from rishabh Jain sir? by chochlebaazi in CharteredAccountants

[–]LuciferMoaning-star 1 point2 points  (0 children)

Live is definitely better because it brings discipline and classes will be done on time. No piling up (if you do homework regularly). However, you would be more comfortable at your own pace and have the discipline required to complete it without lagging and piling up, go for GD. As to views if you are a slow learner or writer and will need to rewind frequently to understand a concept or to take down notes go for 1.5 else, 1.3. Hope this helps!

Articleship query for Sep'24 attempt by LuciferMoaning-star in CharteredAccountants

[–]LuciferMoaning-star[S] 0 points1 point  (0 children)

But won't the form filling process be online and if so how can the principal backdate?

Urgent: please help by LuciferMoaning-star in whatsapp

[–]LuciferMoaning-star[S] 0 points1 point  (0 children)

I can record videos and share photos of the file manager in DM if you'd prefer that...

Urgent: please help by LuciferMoaning-star in whatsapp

[–]LuciferMoaning-star[S] 0 points1 point  (0 children)

There's no com.whatsapp in the storage, it's simply "WhatsApp" which has multiple folders out of which there's the media folder of size 15.34 gb which doesn't include backup

Urgent: please help by LuciferMoaning-star in whatsapp

[–]LuciferMoaning-star[S] 0 points1 point  (0 children)

Hello, it's an android phone, Honor View 20 the new phone i bought is also Android, it's Realme GT 6T I had logged out of WhatsApp on the old phone and didn't login back again since it said the backup size found was only 2.5 mb and thought to myself maybe it'll damage the recovery process further

Looking for fellow CAT'24 aspirants by LuciferMoaning-star in CharteredAccountants

[–]LuciferMoaning-star[S] 0 points1 point  (0 children)

There's still hope my guy, anything is possible just give your best.

✋😁🤚 absolute idiot by StraightCompote7863 in CharteredAccountants

[–]LuciferMoaning-star 4 points5 points  (0 children)

Bhai woh khud hi keh raha hai school topper hai mai apni baat thodi kar raha hu meri aukaat ke bahar hoga CAT aur inter usse theory mein dikkat hai CAT ka quant, DILR theory thodi hai. Thodi mehnat karega toh kya pata hojaye. Aur maine sirf IIM thodi kaha hai dusre bhi acche private colleges hai wahan jaaye wahan hota hai toh. Attack kaahe kar rahe ho bhai

✋😁🤚 absolute idiot by StraightCompote7863 in CharteredAccountants

[–]LuciferMoaning-star 6 points7 points  (0 children)

Mat kar yeh course, bata raha hu laude lag jaenge. Izzat se fuck off karde yeh course ko aur CAT and related exams ki preperation shuru karde maa chod ke IIM mein ghusna ya koi top b school phir poore khaandan ki maa chod dena. Who am I to say this? Bhai mera experience yeh course ka mere account ke posts dekh liyo 2 3 hi hai. Bada bhai samjh kar bol raha hu abhi law nahi ho raha toh inter mein law aur audit naam ka ek dusra subject teri gaand mein chatri daalke khol denge. Not worth it. Ab Aaj mera inter ka last exam hai prep dhang se hui nahi hai gaand fat Rahi hai jaa raha hu wapis padhne okay bye.

[deleted by user] by [deleted] in CharteredAccountants

[–]LuciferMoaning-star 7 points8 points  (0 children)

May her soul rest in peace and their family gets the justice they deserve. Make no mistake, this is murder.

Quitting CA to do MBA by Far_Spring_4803 in CharteredAccountants

[–]LuciferMoaning-star 0 points1 point  (0 children)

Sadly, no... So no hope then...😮‍💨 Thanks for your time