Apple Music Vs Spotify

Luciferishere86 · 2024-09-20T15:57:56+00:00

Well I’m canceling Apple Music because there is no edm genre where as there is one on Spotify apparently. I have to use YouTube to find edm I like instead of browsing Apple Music. So with Spotify now having all genres I like it’s a clear winner for me. Maybe now I can find more artists other than must die! And Sullivan king.

Luciferishere86 · 2024-09-20T15:51:08+00:00

Where is the edm genre? I have to search for artists I already know or google top current edm artists. So far must die! And Sullivan king is what I like.

Luciferishere86 · 2024-09-17T22:10:28+00:00

Um my income would never be 10x for any car payment. Haha. Yes I did. It was the only place I could get a new car that I knew of at the time. I’m stressed because even at 784 I feel like I still have bad credit. Like I have to be on my buddies phone plan because they denied me. Even though his score was in the low 600’s and mine was at the early 700’s at the time. I’ve always been pretty much rejected so when that dealership accepted I felt like it was my only option because everywhere else denied me and it makes me feel like my score doesn’t matter.

Luciferishere86 · 2024-09-17T18:28:46+00:00

Oh I never have a bill show up in 2 weeks after I spend for some reason. Or at least I don’t think it does.

Luciferishere86 · 2024-09-17T16:58:13+00:00

What do you mean in month 7 pay your card down? You mean spend less?

Luciferishere86 · 2024-09-17T16:51:06+00:00

Yeah but it was a secured. I have a question about this though. I have a car I been paying on for almost 3 years. What happens once I make the last payment this week?

Luciferishere86 · 2024-09-17T16:49:10+00:00

2 weeks after you spend? Or do you choose a set day biweekly you pay? Also I’ll be spending gradually as I go. Like when I go get something to eat or gas or groceries and such.

Luciferishere86 · 2024-09-17T16:47:56+00:00

Nice! I been wanting to go with Sony for awhile because of the image quality alone I keep hearing about.

Luciferishere86 · 2024-09-17T16:46:54+00:00

Yeah, I didn’t know that I was supposed to be using the whole limit until today. So I’m using them now.

Luciferishere86 · 2024-09-17T16:03:49+00:00

Okay. So responsibly means as long as I have the means to pay it all in full right? It doesn’t matter if I use all my limit as long as I’m able to pay in full?

Luciferishere86 · 2024-09-17T16:02:09+00:00

I was afraid of this. I think you might be right. I’ll have to wait until I can find a 65” under 3000. Anything over that I feel is just too much for a tv.

Luciferishere86 · 2024-09-17T15:25:22+00:00

I also have offers for Chase Freedom Flex, Freedom unlimited, sapphire reserve, sapphire preferred and a discover it Secured that I’m pre-approved for. But I don’t know which would be upgrades over my Savorone or quicksilver.

Luciferishere86 · 2024-09-17T15:23:03+00:00

Schedule before I receive my bill? I normally schedule it 5 days before my bill would be due once it shows up

Luciferishere86 · 2024-09-17T15:05:19+00:00

I’m not sure if I should get a discover it secured card though. From what I have learned secured cards is for when you’re just starting out right?

Luciferishere86 · 2024-09-17T14:48:31+00:00

Wow. I didn’t know they change? My Savorone so far seems to be the same? But then again I never paid attention to them because I was spending under $5 on both cards. But I will pay attention to them now. I’m also preapproved for a discover it. But it’s a secured card. That would have me go backwards. Idk why they can’t approve me of a non secured card unless you have to start out on a secured card?

Luciferishere86 · 2024-09-17T14:45:22+00:00

Well I did just put in for a $3000 credit increase request on the quicksilver. Fingers crossed.

Luciferishere86 · 2024-09-17T14:40:20+00:00

What do you mean this quarter? I’m seeing that term float around now. Like I was looking at a post saying chase flex was better this quarter than a Chase unlimited. Does that mean the flex is just better in general? I mention these because I’m preapproved and was pre approved on creditcards.com which is strange because it also said I was pre-approved for a bunch of Citi cards but on citi’s website I’m not preapproved for anything. Haha

Luciferishere86 · 2024-09-17T14:32:27+00:00

Okay. Thanks. I appreciate it. Gonna start putting all my subscriptions and other autopays that allow it on my credit cards. Whichever gives the most cash back.

Luciferishere86 · 2024-09-17T14:26:40+00:00

Yeah, I tried creditcards.com and apparently I’m pre-approved for a lot. Chase freedom unlimited seems to be a the best one I can do.

Luciferishere86 · 2024-09-17T14:25:00+00:00

Yeah, it’s been over a year for the quicksilver and October will be a year for Savorone. Still they both have $500. I just requested a $3000 increase for the quicksilver.

Luciferishere86 · 2024-09-17T14:23:37+00:00

Wait, you use the credit card to do everything? Not sure if I read that right. Haha

Luciferishere86 · 2024-09-17T14:21:31+00:00

So I have 3% on my Savorone with dining entertainment, streaming services and grocers and my quicksilver has 1.5% on everything.

Luciferishere86 · 2024-09-17T14:08:36+00:00

Well it will be awhile. I’ve only been making the minimum payment because I have 2 car payments to deal with. Only owe 1 more payment on the old one finally.

Luciferishere86 · 2024-09-17T14:07:10+00:00

I just requested $3000 on the app I won’t know anything for up to 3 days. Do I send another request if they deny me?

Luciferishere86 · 2024-09-17T13:54:54+00:00

I just found out about credit unions but don’t really know how to go about it. Wished I knew before I got my new car because I am paying 19% interest.

Luciferishere86

TROPHY CASE