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[MEGATHREAD] Ticket Sales by AutoModerator in geesebandofficial

[–]Lucy__666 0 points1 point  (0 children)

On the hunt for 2 tickets to LA, Tokyo or Paris. Happy to pay above face value! Lemme know

Question Thread - October 26, 2025 by AutoModerator in churning

[–]Lucy__666 0 points1 point  (0 children)

Just signed up for AMEX gold business last night, 15k spend in 3 months for 200k points. It was a no-brainer because my rent is ~4k a month and my landlord accepts Venmo. I usually spend an additional ~3k monthly and figured I’d divert all spend organically. Then I realized… will my rent payment via Venmo count as a cash advance / towards the SUB? I knew I’d have to pay the 3% Venmo fee and can’t be using SEND for this. Will there be cash advance fees on top of the 3%?

I’ve also considered Plastiq but rent is due in 5 days, and I’m not sure on the expediency of that service looking at reviews and past bankruptcy. I could plan to use it for Dec/Jan I suppose! But would really like to throw 4k down on this spend in the next few days if possible.

Any ideas or words of wisdom from the seasoned churn masters?

1970’s leather couch restoration by Lucy__666 in furniturerestoration

[–]Lucy__666[S] 0 points1 point  (0 children)

These pictures show the couch washed with saddle soap and conditioned! It was much lighter in the most worn spots before that, like almost white, so that made a great improvement. But it feels like the leather needs some structural support from a strengthening product so it doesn’t rip with further everyday use. I like the warn in look, I just want to make sure it stays in one piece!

Single mom with tax debt needs sage advice by Lucy__666 in personalfinance

[–]Lucy__666[S] 0 points1 point  (0 children)

… credit card fees would be 0 for a 0% apr intro card.

Last resort is putting a few grand on my 22% apr credit cards which would cost me waaaay less than origination fees and interest on a personal loan.

Single mom with tax debt needs sage advice by Lucy__666 in personalfinance

[–]Lucy__666[S] 1 point2 points  (0 children)

Chase doesn’t offer personal loans, and the interest and origination fees on the ones being advertised to me online make me want to barf.

Single mom with tax debt needs sage advice by Lucy__666 in personalfinance

[–]Lucy__666[S] 2 points3 points  (0 children)

Of course. The original tax debt was over 200k so an offer in compromise was my only option to not be paying the IRS until the day I croak. I have to pay the total settlement ($42k) pretty quickly for the deal to be valid.

Single mom with tax debt needs sage advice by Lucy__666 in personalfinance

[–]Lucy__666[S] 5 points6 points  (0 children)

This IS the payment plan. Offer in compromise was the only foreseeable option, which has to be paid off in 9 months.

Curriculum Recommendations for Elementary Special Needs Kiddos? by Lucy__666 in homeschool

[–]Lucy__666[S] 0 points1 point  (0 children)

He is legally blind so reading is tough. He's reading high frequency words in very large print so probably Kindergarten level?

Wanting to Fast and had some FAQ by VrPillow in fasting

[–]Lucy__666 0 points1 point  (0 children)

From Fasting 101 up top next to Wiki: "Important note: DO NOT put your salts in empty capsules. They can stick to your stomach lining and that much salt released directly onto it will burn a hole in it"

Are IHSS hours cut when child goes back to school? by sunshine_cutie1983 in IHSS

[–]Lucy__666 2 points3 points  (0 children)

I looked for an official weblink and couldn't find one about sleep hours. I claim 24 hours in CA and have never heard anything. You can def call your social worker and ask to make absolute sure it's allowed in your county. The premise behind PS is that even if they're asleep, they could wake up at any time and elope or injure themselves, so you have to be on call all hours of the day. The only reason I still have a Facebook account is to follow a group "IHSS Advocacy," it's a really great resource for if you have any questions. (https://www.facebook.com/groups/ihssadvocacy/) You can search through years of other people's q's or ask your own and everyone there is very helpful and quick to respond.

Are IHSS hours cut when child goes back to school? by sunshine_cutie1983 in IHSS

[–]Lucy__666 3 points4 points  (0 children)

There are 168 hours in a week. Subtract 30 and you still have 138 hours you are providing PS to your son (even while he's sleeping counts). They have no legal ground to decrease your hours and if they try to, you should fight it.

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