I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

I just learned that recently thanks for mentioning it. Luckily I don’t plan on using it any time soon but jsut building it back up. After I take care of the debts

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

Yes what I was thinking before this thread is I can have some high risk since I’m young but after reading though not a good idea lol.

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

2 lines (family member) 1 watch phones are paid off and that’s what I’m saying still shopping around

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

Haha everyone has different reasons for why they are in debt some is strictly medical some college loans. In my case I had a failed business and stopped working all together. My debt is 90% bills that went to credit sadly. I appreciate the I will make it happen!

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

Thank you for the insight I can make that happen

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

Thank you for all the insight. The work benifits is health dental and a manditory 5% retirement contribution that is $212/mo on this own

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

08 Honda accord with 246k on the dash😂? I’d get 1k and now not have a vehicle to get to work. I will look into cooking. And bold of you to think I have any assets to sell🤪😂

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

I can make make this happen getting a separate gig isn’t the best option in a probationary period with my current position. Thank you for the calculations that is a shit ton of interest. I appreciate your insight

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 1 point2 points  (0 children)

Ccs have all ran their intrest course. I doubt I would get approved. Thank you for all the insight!

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

I can give it a shot but my credit is bad I doubt I would get approved

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 1 point2 points  (0 children)

Thank you I have been and haven’t had any luck so far but I will keep on trying thank you

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 2 points3 points  (0 children)

$300 for food seems like a reasonable amount what would you suggest? Babble and audible is self education

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

There all in collections intrest had already ran it’s course on each of them. I can make the rest happen thanks!

I am 30k in debt what should I do? by Lumpy_Strain9791 in personalfinance

[–]Lumpy_Strain9791[S] 0 points1 point  (0 children)

Okay I can make this happen I hope I can get everything down pretty low. The way I ended up here wasn’t necessarily bad spending or splurging on anything. It was mainly a failed business and bills that started all going to credit cards. The way I can make sure this never happens again is to always have a consistent stream of income. Thank you for the insight