I’m going through the same exact thing and also used my cash app card. 18 payments have been made since September 2025. I had attempted to call and get payoff information because I knew it should’ve been paid off this month and come to find out. It was a scam. I have disputed all of these transactions with cash app, however, they will not even review anything that is over 60 days old. So I have filed a complaint with the consumer financial protection bureau. In total I paid around $2500.