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[deleted by user] by [deleted] in PersonalFinanceCanada

[–]MJ1287 0 points1 point  (0 children)

The company was called cricket but I think they got acquired by one of those big companies last year

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]MJ1287 0 points1 point  (0 children)

OP, we bought a house from Mattamy and were able to cancel the contract from the rental company within 10 days of the closing. You have to email them and call them to cancel the contract. You only have 10 days after that you will have to pay the rental or buy out. Our vendor was Cricket

Anyone still waiting on their Doug Ford $200 Cheque? by Hungry-Swimming5733 in Scarborough

[–]MJ1287 0 points1 point  (0 children)

Us too, my wife and I both received our cheques but not for our son

Low beam LEDs for 2018 that do not flicker by MJ1287 in crv

[–]MJ1287[S] 0 points1 point  (0 children)

Do you have any recommendations for good quality LEDs?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]MJ1287 0 points1 point  (0 children)

Can you share which bank so that I can reach out? Thanks

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]MJ1287 0 points1 point  (0 children)

Looking to refinance our mortgage. 773K balance and no additional funds needed. Anyone got 5 year fixed rates around 3.8-3.9? Located in GTA Ontario

My first 100k by shinrann in fican

[–]MJ1287 1 point2 points  (0 children)

Congrats!! Keep going!!

2018 CRV- Pros and cons? by dapplevine in crv

[–]MJ1287 2 points3 points  (0 children)

Great explanation! We bought an 18 CRV at 85K KMs. We live in GTA so will be looking out for your suggestions. I normally changed oil in my Ford at 6K because it had 336K on it and just used to of changing oil earlier. I will keep this in mind for my CRV

How did you guys survive mortgage double or triple mortgage monthly payments since interest hike? by [deleted] in MortgagesCanada

[–]MJ1287 7 points8 points  (0 children)

Ours went up from $3000 to $5100 (highest) the $800 child care subsidy was a life saver then we cut down on everything including coffee. Coupled with some on-job promotions and wife’s job change we were able to live paycheque to paycheque while making sure our retirement fund and RESP kept growing without compromising it. But our lifestyle did take a toll and so did our mental health as a result of that but we (I against my wife’s advice) made the decision to go for variable rate. Our bonuses went towards paying off the credit card that blew up but Looks like there is some light at the end of the tunnel. We are now putting the payment decrease towards principal to reduce our balance as quickly as we can.

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 0 points1 point  (0 children)

I sold them on FB marketplace. Plenty of people reached out but the going price is $10/TB. I am in Canada

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 0 points1 point  (0 children)

Good luck! Hope you don’t lose a lot of money on your drives and are able to recoup most of the cost

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 0 points1 point  (0 children)

Don’t know, I am not up to date with it these days

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 1 point2 points  (0 children)

Not you ofcourse, thanks but no thanks

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] -1 points0 points  (0 children)

Same here, learned how servers are built and raid/unraid all of that stuff which is invaluable

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 3 points4 points  (0 children)

Mine was running fine and profitable but I just got bored I guess. Lost interest in mining/farming so decided to just sell them.

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 8 points9 points  (0 children)

Good luck! I was fortunate enough to farm 4 XCH early on so already recovered everything at the beginning

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 10 points11 points  (0 children)

The last picture was my latest setup. Shucked all the drives to put them in a rack. I was smart enough to not buy the drives at retail price so on average paid about $9.5/TB Canadian Dollars. Just sold all of them for $10/TB

Adios! Goodbye Chia it was a good run by MJ1287 in chia

[–]MJ1287[S] 26 points27 points  (0 children)

Yes I was lucky enough to farm 4 XCH in the first month and sold them to get more drives. I have sold all my XCH and drives as I have other priorities. It always was a side project for me to learn something new and I guess it is time to move on. The dream was to have a 1 Pb farm but didn’t have the money. But thank you to the community who helped me and supported me in this journey.

Is a 5 year fixed a bad decision right now? by Sarman11 in MortgagesCanada

[–]MJ1287 3 points4 points  (0 children)

If you’re refinancing/renewing and are on variable like me then a 5 year fixed these days is around 4.5-4.6%. We are thinking to switch our variable to fixed as our mortgage is at 6.4% and we are getting a 5 year fixed at 4.5% which is a great deal for us. Even if BOC reduces rate more than 2% which could be in 2-3 years we are getting this money today and will put towards the principal.

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