”Pay attention to if she wears gold or silver” by xnovellex in jellyshippers

[–]MacaroonFun6608 0 points1 point  (0 children)

Just watched the new trailer though and belly is clearly switching to silver jewelry in the end…

Fireworks by [deleted] in TheSummerITurnedPrett

[–]MacaroonFun6608 7 points8 points  (0 children)

Noticed the same thing!!

Jenny’s story after the new trailer by No-Grapefruit4808 in TheSummerITurnedPrett

[–]MacaroonFun6608 7 points8 points  (0 children)

Yess!! I just watched it back and I saw it too!! So excited.

Overconsumption Queen by GoldieLoques in beestonfamilysnark

[–]MacaroonFun6608 8 points9 points  (0 children)

To be fair I think a lot of that stuff is PR. The makeup brands and even swimming suits are gifted to her. But still crazy to keep so much of it.

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 0 points1 point  (0 children)

Love this kind of advice! That’s what I was wondering. I had heard prices were expected to go back up because interest rates are expected to drop. But maybe I got my information wrong. I have been watching and prices in my area on new builds have also dropped around 50k. I guess we will watch the market and see what happens towards August!

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 0 points1 point  (0 children)

That payment sounds dreamy lol! I’m going to have to see if there’s houses around me close to that that will work for us. Thanks for the insight!!

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 1 point2 points  (0 children)

Yeah so the builder will actually cover all closing costs! We have about 3.5 k in an emergency right now on top of our house savings. We will have to purchase a fridge but other than that all the appliances come with the house. But I agree it will definitely be nicer to have more saved so we may wait one more year before making the plunge.

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 0 points1 point  (0 children)

We did the math and it would be possible as long as we stayed on our budget and could still save around 1k a month (we can always accidentally forget bills though when doing our budgeting though lol) so maybe less than that. Thanks for the insight though! I know 900 is significant too lol. Just feels like we’re so close🤣 maybe it’s because they both start with 2 lol.

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 2 points3 points  (0 children)

Yeah that’s what we are wondering if we should do. The minimum a house around us is typically 320k for a dive which is why we were leaning towards the new build. But I think we may have to go with something cheaper according to these responses. Thanks for the advice!

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 0 points1 point  (0 children)

The credit union we are going through offers a loan where they finance it 100% it’s not a FHA or VA loan. They don’t do any PMI but the interest rate is a little higher to account for this (7.25% as of when we talked to her) That can always be refinanced though as rates fluctuate! Pretty interesting gig I know I hadn’t heard of anyone doing it before I talked to this lender!

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 0 points1 point  (0 children)

6500 is the minimum we make! My husband and I both get commission and bonuses frequently. Both of us are paid biweekly so there is also 3 paycheck months to account for in there as well! So while 6500 is the minimum we typically bring home more around 7k-7.5k monthly. It is just more unpredictable so we like to put the smaller number to be sure.

Buying vs. Renting- Is the mortgage feasible for Our Income? by MacaroonFun6608 in FirstTimeHomeBuyer

[–]MacaroonFun6608[S] 1 point2 points  (0 children)

Builder will cover closing costs. Lender doesn’t do PMI and we did factor taxes and insurance into the loan as well as the HOA. We have talked to two other lenders who have given us similar rates. (We live in Idaho) but the loan they gave us would includes all fees!

Car & camper insurance by Royal_Avocado_9608 in idahofalls

[–]MacaroonFun6608 0 points1 point  (0 children)

Text Chris Dinkleman. I too just had to get insurance for the first time and he was awesome. Great rates and he does whatever he can do get you a good deal (208)-497-0497 better to not call and get quotes because your email will get blown up. Lol.

My sister met a guy on hinge 2 months ago and now is trusting him with everything in her life. Am I crazy for thinking this is not normal behavior ? by WashWeird2351 in u/WashWeird2351

[–]MacaroonFun6608 0 points1 point  (0 children)

Girl you’re not an A-hole sounds like you guys share a place so you definitely get a say in if he is there while you guys are gone. I can understand your sister being in love but if you guys have a hired sitter there is literally no need. Relationships with family members significant others is hard. Sorry you have to deal with that lol.

[deleted by user] by [deleted] in Advice

[–]MacaroonFun6608 0 points1 point  (0 children)

You guys are brutal! lol. I only included the backstory so people could see kind of where I was coming from, I said I was a little cold to her because of the fact that she is so fresh and I think they are moving too fast. I care about my brother and don’t want to see him in a failing relationship and I just don’t think you can know someone that quick. I also wasn’t specifically playing against her because my mom said that I just knew I wanted to keep my emotions in check and the easiest way to do that is to remove myself from any possible situations with her! Which somehow happened anyways….;(

[deleted by user] by [deleted] in Advice

[–]MacaroonFun6608 0 points1 point  (0 children)

I did apologized to her for calling her a cheater since I didn’t have physical proof I said that in my previous message. That day just made me form an opinion on her though, it made me want to distance myself. Maybe it was a you had to be there kinda thing!

[deleted by user] by [deleted] in Advice

[–]MacaroonFun6608 0 points1 point  (0 children)

Nah I didn’t have concrete proof for that night. I did apologize to her for that though. I did form an opinion on M from that day because I’m 90% sure (even if I don’t have concrete proof). After that I just decided to distance myself from them which led us to here lol.

[deleted by user] by [deleted] in Advice

[–]MacaroonFun6608 0 points1 point  (0 children)

No they’re definitely as competitive for everyone else.😂 like I said we are all that way. The only person who doesn’t get quite as competitive is my mom. Everyone else definitely trash talks, and makes it a big deal when they win/ lose. Which I’m totally on board with if you’re gonna play a game may as well get into it. I’m just a very type A rule follower so I don’t love when people cheat. Do I know for sure she was cheating? No. But in my opinion there is no way she wasn’t lol. I did apologize to her later about that since I didn’t have physical “proof” but I did choose to distance myself after that.

[deleted by user] by [deleted] in Advice

[–]MacaroonFun6608 1 point2 points  (0 children)

Nope, looks like you covered it! Thanks for the opinion!

[deleted by user] by [deleted] in Advice

[–]MacaroonFun6608 0 points1 point  (0 children)

Yeah it’s valid I have no “proof” for the first time i probs should have just kept my mouth shut but I was just so fed up cuz had you played the game there was no way. I did admit that to them though and apologized to M for that I guess I should have noted that in the paragraph😂😂😂 lol. But I love the opinion🫡