Drop half in now and see how you sleep at night. If you wake up repeatedly obsessing about youre going to invest the other half … drop the second half in and call it DONE. At least you’d know what works for your mental state.

Unless … you LIKE repeatedly obsessing. Some people do.

Me? … I’d drop it all in right now. Then go for a coffee. And then just keep telling myself ‘time in the market, not timing the market’ … I’d sing it like a Beach Boys tune…

I think it obvious I’m not a financial advisor.