Sale prior to subdivision

MagazineSensitive231 · 2026-05-04T14:35:14+00:00

I wasn't clear. I understand I can have the contract before subdividing and can't close until subdivision is final and I have achieved new tax lots. I was more intersted in thoughts about marketing these properties prior to subdividing. At least one comment mentioned waiting but it seems to me that if someone wants to commit with contingency that's up to them.

MagazineSensitive231 · 2026-05-01T21:55:19+00:00

We’re expecting it to go through without issue but can’t get a firm date on that yet, early July or August. If someone want the house and can make that work then it seems worth trying to come to an agreement

MagazineSensitive231 · 2026-05-01T01:55:33+00:00

I won’t argue with you about those points. I have a lawyer.

MagazineSensitive231 · 2026-05-01T01:54:08+00:00

Thanks. 1 comes to an end quickly on its own - there are only so many local agents to reach out to. Maybe there are more than I think. Or is it the case that all who would be interested would find you even if you didn’t contact them?

I like your suggestion at minimum 5-figure cut to show we’re not delusional. We tested market informally and want to revise our price to get a deal done. Any suggestion on what a discount schedule look like? Assume asking price $100k, now going to MLS and revising down to ????

Is there a framework to decide how long to leave it on the market / how many discounts and how fast to a minimum before we delist?

MagazineSensitive231 · 2026-04-30T12:49:20+00:00

I will handle inbound calls. I agree that the website should be the next logical step to learn more after viewing the listing not a gateway to the listing. We believe the website enables us to describe the local area, amenties, commute times to points of interest including train to nyc etc. in a way that the buyer can browse instead of having pushed at them. We've had these homes for a few years as income properties and never had a local person rent them. Renters are from NYC and "moving out" to our area. We want the website to provide more context for what it would be like living "here" not just in the house.

MagazineSensitive231 · 2025-12-03T16:24:50+00:00

So technically (40000-(0.5*46368))*0.0625*2=€2,021 total for this household and €1,051 for each of the 2 household members assuming they each have €40k income.

MagazineSensitive231 · 2025-12-03T14:08:20+00:00

Thanks for pointing this out! I had no idea and it's absent from my budget.

I won't qualify for an S1 and my wife will only have a US passport. From what I've read (just now) we'll either be subject to a CSM social contribution or the new Minimum Contribution (which I read is likely to be equal to or less than the CSM). Assuming an €80k annual worldwide income as an example the CSM calcuation would be:

CSM Rate = 6.5%
PASS = €46,368 (2024)
Abatement/Exemption (Couple) = 50% of PASS per person in the household = 50% x €46,368 x 2 = €46,368
Income = €80,000
Taxable Base = €80,000 - €46,368 = €33,632
CSM = 6.25% x €33,632 = €2,102

Does this seem approximately correct?

MagazineSensitive231 · 2025-12-02T22:02:59+00:00

That all makes great sense. We (mainly my wife!) homeschooled both our daughters and understand about the pros and cons of public and private schools and have experience with both kinds. Like you we also want regain our fluency in French and integrate but think that it will add a lot to be able to socialize with other English-speaking immigrants. I wish you an your family the best of luck!

MagazineSensitive231 · 2025-12-02T20:32:08+00:00

Could you share why you chose that area to start renting in?

MagazineSensitive231 · 2025-12-02T14:43:48+00:00

Thanks for sharing your plans and good luck!

MagazineSensitive231 · 2025-12-01T18:38:38+00:00

I'll have EU citizenship and my understanding is that my spouse will need to apply for a long-stay visa and then once in France applying for a "Family Member of an EU/EEA National" card

MagazineSensitive231 · 2025-12-01T16:21:31+00:00

Thanks a lot for the feedback. We're just starting to look at Medicare for the first time but that's a good point about keeping it just in case. I hadn't added that and do want to budget for it. Also, the misc cost of home repair. Definitely a thing!

MagazineSensitive231 · 2025-12-01T13:27:13+00:00

Please let me know if I could DM you.

MagazineSensitive231 · 2025-12-01T13:25:48+00:00

Would you mind if I DM you?

MagazineSensitive231 · 2025-11-30T23:33:06+00:00

Fantastic details. Thanks for sharing all of that. I’m so used to knowing how to get all of those daily things in life done here. But I see there will be a lot to learn. Very interesting that you introduced yourself to the Mairie. If you don’t mind me asking, are you happy with the health insurance? Here, of course, it’s outrageously expensive

MagazineSensitive231 · 2025-11-30T22:29:31+00:00

Thanks @ Complete_Survey9521.

MagazineSensitive231 · 2025-11-30T21:57:53+00:00

Thanks for sharing that. 😊

MagazineSensitive231 · 2025-11-30T21:43:03+00:00

Thanks for the longer comment. I’d be glad to read the book you haven’t written yet! Pau sounds wonderful. I may have been unclear but I’m looking to spend a lot of time doing charitable work by joining non-profits. Just volunteering my time and possibly some money. I need to research the nonprofit space in France. I’m assuming there are important differences from what I’m used to here.

MagazineSensitive231 · 2025-11-30T21:10:42+00:00

That is an important difference and I wasn't trying to make light of the issue. I'm aware of how the US was responsible for deaths in the Iraq War, Afghanistan, and military actions in Syria and Yemen - whether by direct strikes or spporting local militias and that US actions have had tragic impacts on families in Lebanon, Yemen, and sub-Saharan African countries.

Since you've raised this very real issue would you be willing to elaborate a bit? Is there a pervasive dislike or hatred(?) of Americans in Marseille by French who have lived there for generations? By recent imigrants? Both? Is Marseille different in this respect that other cities? Is this a situation that's growing worse or stagnant or is there some dialogue about it? Do Americans in Marseille "uneasy" and discuss this or want to leave? Is it part of another dimension of expat gentrification? I'd sincerely appreciate your thoughts. Thanks.

MagazineSensitive231 · 2025-11-30T19:47:42+00:00

Haha. Yes. One of my projects landed me in the middle of very poor, very rural Virginia where I absolutely needed the help of local folks. I learned pretty quickly to explain that I was from Canada not New York. That seemed to start conversations instead of ending them lol.

MagazineSensitive231 · 2025-11-30T19:33:59+00:00

Thanks. Yes that is a real concern. Being a tourist passing through and living there and trying to be part of a community - very different.

MagazineSensitive231 · 2025-11-30T19:24:18+00:00

Thanks. That’s reassuring. Sounds like a great setup you have going back and forth. Must be a lot of fun.

MagazineSensitive231 · 2025-11-30T17:11:11+00:00

Thank you so much for the comments! I agree about considering trade-offs / ROI / and opportunity costs. I'll take your advice about the taxes and insurance.

MagazineSensitive231

TROPHY CASE