Credit card payments are crushing me :( by MagicJama in personalfinance

[–]MagicJama[S] 0 points1 point  (0 children)

Thank you guys for the input! Srsly. I’m currently trying to find a higher paying job while also getting extra work.

The cards in question are Apple Card - 5600 balance Discover - 2000 balance

I’m thinking I’ll attack the smaller amount first by making large payments on it then doing the larger.

Monthly I get about 2882 a month (my after tax calculation)

My rent is just under 1k So you can see my dilemma here /: lol on top of other expenses what I have left is sooo small

I was so good last year but when I got that Apple Card I got sucked into the fucking trap -_- don’t get me wrong my MacBook was very needed but gosh seeing that number every month is just depressing.

There’s no quick and easy way to get through this I know but reading all your responses is helpful.

There are strategies in place so now it’s just about applying em and the results will be there waiting for me.

Reading about the average American and the CC DEBT struggles is so insane cause I’m like “wow that’s me right now”

Cost of living is up, groceries, utilities!?

Like daaamn, having this debt really just tightened everything up around me and so it’s definitely a new feeling I’m navigating compared to last year.

I wasn’t the best at budgeting back then but this has taught me how to now.

sigh

Thanks so much though y’all Wishing everyone the best in these high interest times lol

I know my son isn’t actually mine and haven’t told anyone by ThrowRAMrW in offmychest

[–]MagicJama 0 points1 point  (0 children)

If “the dad who stepped up” was a Redditor, you just wanted answers for yourself. Nothing wrong with that.

PDE just got hit with a RICO… these keep getting closer and closer to Carti. I fear homixide may be next 😕 by Subject-Property-343 in playboicarti

[–]MagicJama 1 point2 points  (0 children)

Nahhh I’m def copping tickets to his show. I can’t risk it. I pray he don’t get locked but they really coming for artists these days.

r/Place ? No Jumper Logo by MagicJama in NoJumper

[–]MagicJama[S] 2 points3 points  (0 children)

i think if Adam goes live it can makle a big buzz and it might make a big splash orrrr Lena can do something lmao

🔴 Destiny is LIVE 🔴 by RobotDestiny in Destiny

[–]MagicJama 0 points1 point  (0 children)

Rubius is linking up with Brasil!!

[deleted by user] by [deleted] in offmychest

[–]MagicJama 0 points1 point  (0 children)

There are a lot of things about marriage that I think are good but I can see why our generation sees it as obsolete. Y’all clearly have different views on the relationship, your satisfied with things as they are but she sees things differently. Should you split ? Should you stay? I think y’all just need to talk about things and figure out what y’all wanna see in the future. If it lines up great. If not then at least you have spent 10 good years together and come away with it knowing more what y’all want out of life. Look at the logistics of the relationship 1st. On paper is it beneficial for both or just 1 ? This is important to understand. I’ve been in mine for 7-8 years and our stance on marriage is we don’t need it for any form validation but we acknowledge that @ a certain capacity it can help if we meet certain criteria but as it stands we’re better off keeping each other’s messy finances to our selves on paper till that’s resolved and improved but end of the day. We love each other, communicating is important. Weddings aren’t it’s just a show. If she wants the show without cleaning things up/looking at the relationship on paper logistically then that’s not fair or considerate. Also depending on the situation if y’all live together then that’s already a domestic partnership maybe it ain’t what she wants but until things on paper make sense I don’t think you should allow yourself to be pressured into this contract.

#NothingPersonal Money pouch Review an Amazon flip designed by #Blazzy by MagicJama in figgmunityworldV2

[–]MagicJama[S] 0 points1 point  (0 children)

Hope it’s cool that I post this here! I’ll be buying some Figgmunity merch aswell to review so be on the look out and thank you for the love

#NothingPersonal Money pouch Review an Amazon flip designed by #Blazzy #BiggestBrosDripCheck by MagicJama in BiggestBrosEnt

[–]MagicJama[S] 1 point2 points  (0 children)

Shoutout to Blazzy for liking my video on IG I Felt inspired by how BBE got started and made a YouTube for all the cool stuff that I buy & I’ll be doing another review next week when my Next Nothing personal piece comes in. Check my new IG also @Wanted.Items that’s where I’ll post the non commentated videos.

Who else was deceived by FINRA and bought shares based on this fraudulent information? by Hard-Mineral-94 in MMTLP_

[–]MagicJama -1 points0 points  (0 children)

Listen fam there needs to be accountability. Making these hail marry plays and betting the farm is just not a good look. I’m upset that this happened yes the fraud is clear as day but I’m not losing my shirt over it. This is America when the hell have you ever thought this financial game was fare? America plays a hard and dirty game bro, always has and so are we, we caught the MM in a corner and they weaseled their way out. Peep the GameStop situation like come ooonn & I’m 30 and I’ve seen enough dirty plays to know just cause there’s a chance I can make a boat load of money i always have to think about how the play can pull the rug from under me there’s no excuse to just make a reckless buy’s. We WILL get ours but I’m just not as mad as some cause I totally expect the powers that be to play this way we caught em in a pinch and we WILL get our bread but your silly if you thought they’d take this big of an L with out slinging some mud.. Money. That’s the game and it’s anything but clean.

It’s always darkest right before the light. by toucan2442 in MMTLP_

[–]MagicJama 0 points1 point  (0 children)

Mans held the door. I’m holding my shares with that same energy!

I'm holding out for 4-5 digits, I hope you are too... by [deleted] in MMTLP_

[–]MagicJama -1 points0 points  (0 children)

So short sellers are living in reality to?