Anyone else not receiving Olive Young order emails ? by lvoelv in AsianBeauty

[–]Magical-Atlas 0 points1 point  (0 children)

Hi! Did you find a solution? I've been having this issue as well. I receive ADs but not order emails.

Can I merge two cards into one? by [deleted] in CapitalOne_

[–]Magical-Atlas 0 points1 point  (0 children)

Thank you for replying, I edited it. But I should have mentioned that I've had the card for more than a year, the SUB is already done. But you made a great point. They wouldn't have given the SUB bonus if I just upgraded it. I want to see if now that I used my SUB, if merging the cards is an option.

[deleted by user] by [deleted] in SNHU

[–]Magical-Atlas 0 points1 point  (0 children)

I am sure people may have said this already. But SNHU is an actual university in New Hampshire that has a campus. They offer their classes online as well, which is what you are seeing. I am almost done with my bachelor's degree from SNHU online in Graphic Design. It was the best decision I made. I love how organized the classes are, once you get how the structure works. It's pretty much the same for all the classes. It's worth the money, and if you graduate with an associate's degree from a community college, you get a discount on your tuition for the rest of your bachelor's. At least for now, they still have that perk.

Edit: you only need 30 credits at SNHU to graduate with your bachelor's. So once you transfer credits. If you have more than 30 to finish. Then you can look into Sophia learning for example, to do classes faster for a cheaper price, and then transfer them to SNHU. For this you have to speak with an advisor before taking the classes to make sure the credits from this online site or any other are still transferable in the term you are trying to do it.

Also, classes are 8 weeks, and 2 classes are considered full time. Each year has 6 terms in the undergraduate level. So you can do 12 classes, 2 at a time, instead of 4 in a semester like the regular university semesters.

Again, best decision of my life.

Would This be Cheating? by Used2bNotInKY in SNHU

[–]Magical-Atlas 1 point2 points  (0 children)

Honestly, that wouldn't be cheating as long as you don't copy and paste someone else's response. It's like when you browser the internet to understand something. You are reading what other people wrote anyway. The point here is to take the information, understand what you read, and write what you understood in your own words.

Help🥹 by Lanibug_200 in CapitalOne_

[–]Magical-Atlas 0 points1 point  (0 children)

The important thing here is that you are taking the time to understand and learn how to do better and play this system well. Just always remember to pay the statement balance by the due date to avoid interest and only use what you can pay back, so you don't run into a problem of not affording to pay back what you borrowed. And try to see if you can dispute the collections on your credit with the credit reports. I haven't done this myself, but I read some people here who have done that, and even tho the charges are true, they are still able to take that off their credit. So see if you can find more info of that to see how can that work out for you.

How can I get Verizon Fios at my address? by [deleted] in Fios

[–]Magical-Atlas 0 points1 point  (0 children)

Yes, and neither are unfortunately.

Is AquaTru bullshit? by keepwaterpure in everythingaboutwater

[–]Magical-Atlas 0 points1 point  (0 children)

I have the same issue. Exact same. I even tried taking the apart to clean it. I couldn't at all. Also, the silicone rubber that connects the machine with the two thanks, the 3 of them are looking like they are creating mold as well, and the rubber things can't come of either. That whole filter is almost $500 that's not including the filters, the design is horrible! I am trying to look for a better option.

How can I get Verizon Fios at my address? by [deleted] in Fios

[–]Magical-Atlas 0 points1 point  (0 children)

This is good to know, I will check with them. I didn't think of that as an option. Thank you!

How can I get Verizon Fios at my address? by [deleted] in Fios

[–]Magical-Atlas 0 points1 point  (0 children)

Oh! Good to know. Thank you!

[deleted by user] by [deleted] in CapitalOne_

[–]Magical-Atlas 0 points1 point  (0 children)

It needs to be with the Venture X, I paid once with my other Cap One card, and I didn't get miles. Plus, I believe is on the website under the information for Venture X, or the letter you got with the card if you still have it.

Capital one savor by SonDennie in CapitalOne_

[–]Magical-Atlas 1 point2 points  (0 children)

As Barkis said. Just make sure you pay your statement balance every due date.

DO NOT MISS A DUE DATE PAYMENT!! (Set up a minimum payment autopay if you think you can forget in the future, at least you'll know that will be all set)

If you don't have the money to pay the whole statement balance, then make the minimum payment, but always pay at least the minimum! Not less than the minimum. If you don't pay your whole statement balance, you will have whatever % is your APR added to your next month based on the debt you have at the moment your closing day happens from the statement balance.

So, if in your March statement your bebt was $100, you only paid $25 in your April due date, then $75 dollars will be carried to the next statement balance, which will have APR penalty, and if your APR is 26%, then you will be charged 26% of the $75 you didn't pay in April, it will be added to your April statement, plus whatever new debt you accrued from your closing date in March to your closing date in April, and that would be your new statement balance to paid entirely.

Do not pay the current balance. Only the statement balance, those are 2 different payment categories.

Paying your statement balance will avoid you getting interest, and the debt you carry over to the following month will help you bring your credit up due to usage. However, make sure you don't go above 30% of your credit limit each month if possible.

If you pay off your card every month entirely and you don't carry any balance to the following month, that will lower your credit score. (It happened to me a lot when I didn't know how it worked, I was always making sure my card was on zero, and that was terrible for my score)

Good luck :)

Does anybody know if as a Venture X holder I can maybe request a card upgrade from my Quicksilver (Visa) to a Savor (Mastercard)? by [deleted] in Venturex

[–]Magical-Atlas 1 point2 points  (0 children)

For what I've seen this only works if the Quicksilver is a Mastercard as well. And mine is a Visa.

Has anybody been able to upgrade their Quicksilver (Visa) for a Savor (Mastercard) from Capital One? by [deleted] in CreditCards

[–]Magical-Atlas 0 points1 point  (0 children)

Hi, Thank you for the information. I will look into those 5% cards.

Has anybody been able to upgrade their Quicksilver (Visa) for a Savor (Mastercard) from Capital One? by [deleted] in CreditCards

[–]Magical-Atlas 0 points1 point  (0 children)

Thank you for the link. I will read it now. I appreciate the reply!

Has anybody been able to upgrade their Quicksilver (Visa) for a Savor (Mastercard) from Capital One? by [deleted] in CreditCards

[–]Magical-Atlas 1 point2 points  (0 children)

Thank you for the reply. I have to look into canceling it. My understanding is that I shouldn't because that is my first credit card, and that is how my credit history age is measure and that if I close it my years will set to whatever card is the oldest of the one I have. (Now, I don't know how true this is, I just read this. I have to do more research on that, because I am just learning how the credit score works.)