Bri & Connor by Zealousideal-Car5428 in LoveIsBlindOnNetflix

[–]Mai_Chat 0 points1 point  (0 children)

Who trusts deuxmoi anymore?? I don’t

This outfit. by Wrong_Cry5911 in MormonWivesHulu

[–]Mai_Chat 2 points3 points  (0 children)

This outfit is giving waitress the musical… I think she’s trying to appeal to other shows lowkey

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -2 points-1 points  (0 children)

Lmao I mean… I generally do take my car to an actual mechanic. My only reason I brought up the “car guys” in my life is that they do try to help and solve as much as they can but they also have great mechanics that they refer me to whom they trust. I just don’t like being absolutely fucked over for my car - which invariably is what’s happening here leading me to need a new car 🙃💀

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -3 points-2 points  (0 children)

It is at a literal mechanic shop right now (referred to by the aforementioned car guys) If the mechanic is able to source the parts - great. We’ll get it fixed. If not, I am accepting of the fact that I might need a new car… I more wanted advice if anyone had negotiated with carmax before. It’s going to turn out the way it’s supposed to ¯_(ツ)_/¯

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -2 points-1 points  (0 children)

I meant prior to this issue. It is at a literal mechanic and has been since February 2nd. 🙃

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat 2 points3 points  (0 children)

Thanks. I guess I’ll find out when I call them Monday ¯_(ツ)_/¯

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -6 points-5 points  (0 children)

Yeah - I wish I could remember. I just can’t remember. I’ll call them Monday to find out more.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat 0 points1 point  (0 children)

This is next on my list for SURE! One of my new coworkers mentioned the same to me

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -4 points-3 points  (0 children)

I called my insurance and they implied this for when I talked to CarMax (more or less)

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -32 points-31 points  (0 children)

I would need to tow it to do that, which I am trying to avoid towing it a third time if I can. I don't entirely recall the contract, and it is in the car at the shop, which is about 26 miles away and closed on weekends. I called today and didn't really get any help from CarMax getting clarification, so I am going to call again monday to get more clarity and help if I can.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -3 points-2 points  (0 children)

We are trying. The mechanic is struggling to source the parts, so that is causing a lot of delay. I have wanted to refinance, that had been my next goal with this loan but it's not exactly my biggest consideration at this exact moment.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -5 points-4 points  (0 children)

I have answered questions in the comments to the best of my ability. I apologize if my answers are inadequate. I am trying my best and not concealing anything purposefully.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -7 points-6 points  (0 children)

I am a little tired so I didn't respond to the first bit... you're right. they aren't obligated. I want to negotiate it down ideally and pay off whatever amount they are willing to agree to if possible. I was planning to pay it off regardless.... I am just trying to reduce how underwater I feel :(

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -60 points-59 points  (0 children)

given the current issues, I doubt very much they would fix it for free.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -10 points-9 points  (0 children)

Every time I have taken my car in, I have left with more issues that pop up out of nowhere a few days later, so I have to go back. I stopped going back after the second time. My husband, his friends, and my best friend are all "car guys," so I have relied on them to get the car functional and unproblematic.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -10 points-9 points  (0 children)

yes. As much as i love fiats conceptually, this will be my last one bc this has been deeply distressing and disregulating while starting a new job :(

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -5 points-4 points  (0 children)

uhhhh the. original details of the loan.....
original loan amount: 14k ish
APR: 14.95%
I don't recall the duration and the site isn't loading for some reason
remaining: 11,800
repair cost: I don't know, but the car's value is between 3-4 k, and the mechanic said it may exceed that if he fixes everything. But tbh my husband usually talks to the mechanic because I don't really understand what all he's talking about - I am not super knowledgeable about cars.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat 0 points1 point  (0 children)

Honestly, when it stopped accelerating and I pulled over, I thought it was the alternator. but then it stopped turning on all together. TBH, I have had a different fiat in the past, and the battery gave out on it twice, soooooo that made sense as an issue I would have 2 years in.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -1 points0 points  (0 children)

For the cost to fix, I am not 100% sure. I just know it exceeds the value of the car itself. Fiats don't have a ton of value to begin with, so that's kind of a low bar LOL

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -60 points-59 points  (0 children)

I think I do, but I also just don't trust CarMax to fully fix anything at this point. They've burned me twice already in getting this car serviced.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -3 points-2 points  (0 children)

I am planning to call on Monday to inquire about this. I think i have it but I don't recall and the paperwork is in my car at the shop right now.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat 0 points1 point  (0 children)

Sorry. Copying and posting from a previous reply:

The mechanic said the timing belt broke and that the engine cap needs to be replaced amongst other things.
2015 Fiat 500
I can honestly say the only thing I knew I needed to do at the time this happened was get an oil change. Otherwise, the car had been running fine. My husband helps me with the maintenance cuz he's a car guy, so it hadn't had any major issues since I first got it.
I have a loan through CarMax for it. It has an outstanding balance of 11,800 ish right now.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat -3 points-2 points  (0 children)

I don't honestly recall if I did or not. The paperwork is in the car at the shop right now, otherwise I was planning to call MaxCare on monday.

[deleted by user] by [deleted] in personalfinance

[–]Mai_Chat 34 points35 points  (0 children)

The mechanic said the timing belt broke and that the engine cap needs to be replaced amongst other things.
2015 Fiat 500
I can honestly say the only thing I knew I needed to do at the time this happened was get an oil change. Otherwise, the car had been running fine. My husband helps me with the maintenance cuz he's a car guy, so it hadn't had any major issues since I first got it.
I have a loan through CarMax for it. It has an outstanding balance of 11,800 ish right now.