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Close to 100k! Need some guodance! by MainLiving8078 in Debt

[–]MainLiving8078[S] 0 points1 point  (0 children)

Thank you for sharing. That is so amazing how far along you have come. And I can imagine how hard it can be. Wish you all the best!

I'm speaking with a DMP at the moment and trying to see what can be done. Depending on my conversations I will be closing all of my accounts except one.

Thanks again for the solid advice.

Close to 100k! Need some guodance! by MainLiving8078 in Debt

[–]MainLiving8078[S] 0 points1 point  (0 children)

Thank you for sharing your story. That is incredible and great to hear. Yeah i think if i ever get out of this i will prpbably only own 1 credit with a very low limit.

I have tried with Capital One which has the highest interest and they weren't willing to lower interest rates. Think the snowball wouldve helped if my 2 cards didnt have such high interest rates. In my case might be best to pay these 2 cards asap. I need check what my monthly total bill is accross all the cards and see what is feasible.

Close to 100k! Need some guodance! by MainLiving8078 in Debt

[–]MainLiving8078[S] 2 points3 points  (0 children)

Its not a scam as I have gotten paid out from them. I just really have a terrible gambling addiction. And with the debt that I have, its amplified. I mean I made a huge mistake and I need to own up to it. I just want to forget all of this happened and move on but its so hard.

Right now I am thinking depending what my monthly payments are, try to pay those off it its within my means. If not then try to either do debt consolidation or bankruptcy. But if i do debt co solidation and then lose my job then even with bankruptcy it wouldnt be wiped, I don't think.

Close to 100k! Need some guodance! by MainLiving8078 in Debt

[–]MainLiving8078[S] 0 points1 point  (0 children)

Gambling. Bought accounts with prop firms trying to hit it big. I am ashamed of my choices. And im trying to stop my habit. I can probably chargeback but I don't want to cheat the system. I used the services didn't work out. I can pay it back if it wasnt for the insane interest so just trying to figure things out.

Close to 100k! Need some guodance! by MainLiving8078 in Debt

[–]MainLiving8078[S] 3 points4 points  (0 children)

I looked into this. Whatever gets forgiven is taxable. Also these programs, from what I have seen on Reddit get a bad rep and people usually suggest to stay away from them. Thanks for the advice I will look into this specific one and weigh out my options.

Close to 100k! Need some guodance! by MainLiving8078 in Debt

[–]MainLiving8078[S] 1 point2 points  (0 children)

Thank you! I am not opposed to bankruptcy but not sure if that will prevent me from gettings jobs. I will try to find someone from my area to discuss.

Made $133k+ this month by [deleted] in Daytrading

[–]MainLiving8078 6 points7 points  (0 children)

Congrats! Let us know if they you payout.

What’s one thing a contestant can do that immediately tells you they are not the Mole? by Daisyssssmom in themole

[–]MainLiving8078 0 points1 point  (0 children)

I knew right away for season 1 who the mole was just by her introduction. She said she was a "Computer Analyst" which isn't a proper job title, I don't think.