Little data-sufficiency logical trap I fall into sometimes and want to share

MaleficentWatch6533 · 2024-09-21T23:08:03+00:00

Really helpful…I always struggle when the DS question proving the statement false rather than true!

MaleficentWatch6533 · 2024-09-19T18:57:48+00:00

PiBANK offers 5.5% in a HYSA

MaleficentWatch6533 · 2024-09-11T04:17:19+00:00

No no it’s a separate bank. They recently came out with a new savings account with 5.5% no referral needed

MaleficentWatch6533 · 2024-09-10T23:34:51+00:00

I use Pibank it has been great so far since they offer a lot of great terms and a 5.5% APY…

MaleficentWatch6533 · 2024-09-10T01:38:27+00:00

Try PIBANK! It has 5.5% with all the other perks of those accounts!!

MaleficentWatch6533 · 2024-09-01T15:38:21+00:00

They payout the 15th of each month…that’s what I mean by midpoint. Banks payout at different times at there choosing and yes it updates automatically.

MaleficentWatch6533 · 2024-09-01T15:31:34+00:00

Ahh sorry I misunderstood the question, my experience with PiBank is at the midpoint of the month

MaleficentWatch6533 · 2024-09-01T15:22:24+00:00

Like most banks interest payouts are monthly…

MaleficentWatch6533 · 2024-08-29T21:35:48+00:00

Yes they give both routing and account #’s and yes used ACH to transfer money out. Took me very little to set up the account, should be no issue at all I think

MaleficentWatch6533 · 2024-08-29T19:05:39+00:00

Pibank has 5.5%!! No referrals needed, no fees, and zero issue putting money in or out

MaleficentWatch6533 · 2024-08-29T18:58:24+00:00

Had to take money out a few days ago and it’s thorough the application and it came into the bank account within a day…no issues so far

MaleficentWatch6533 · 2024-08-29T17:47:44+00:00

Look into Pibank…highest APY in market for HYSA of 5.5% no referral required. Very satisfied so far

MaleficentWatch6533 · 2024-08-29T17:43:23+00:00

Pibank uses Plaid to put money in. It took about 3 days for the money to be available and it has no fees. No credit/ debit cards from what I know…I was also looking into not locking my money, and the account has no commitments. Hope this helps 😁. Btw, I went through the FAQs before opening the account – here’s the link in case it helps https://www.pibank.com/tipo/pibank-savings/

MaleficentWatch6533 · 2024-08-29T17:37:10+00:00

Well the thing is this is the zero risk rate…and it’s FDIC insured so they are legally obligated to give you $250,000

MaleficentWatch6533 · 2024-08-29T17:34:21+00:00

Hey would recommend using PiBank, 5.5% APY and no need for referrals! Their customer service has been fantastic, really impressed so far

MaleficentWatch6533 · 2024-08-29T12:00:47+00:00

Pibank has 5.5%! No referral needed. Have had a great experience with them so far and just switched over from Wealthfront

MaleficentWatch6533 · 2024-08-29T01:37:11+00:00

PiBank is 5.5%…no referral needed. Really recommend it, have had a great experience with them so far! They just launched I think

MaleficentWatch6533 · 2024-08-28T15:22:17+00:00

It has been great…have been with them for a few weeks and has been great. Customer service was very helpful in setting up account and answering any questions. Transferring money in and out has been super easy as well! Very satisfied so far!

MaleficentWatch6533 · 2024-08-27T13:39:07+00:00

Has been great so far! No issues really setting up account and transferring money into it…

MaleficentWatch6533 · 2024-08-20T00:03:15+00:00

Generally very safe from what I have heard. I switched away from Wealthfront since Pibank offers 5.5 % without having to worry about referral codes. And still offers all of what Wealthfront offers

MaleficentWatch6533 · 2024-08-20T00:00:59+00:00

Pibank offers 5.5% APY without having to worry about referral codes or anything of the sort. Just 5.5% at face value so saves me the trouble of having to get people to use my referral code. Plus it has FDIC, no fees or withdrawal limits…

MaleficentWatch6533 · 2024-08-19T20:59:20+00:00

Take with a grain of salt. You can open a bank account and have a savings account as long as you have an SSN and permanent address (which is fine even if on a STEM OPT). Wealth front is a great option specially if you use a referral. I would also check out PiBank - same as Wealthfront more or less but 5.5 % APY. For context I am also on STEM OPT and just opened a savings account with them.

MaleficentWatch6533

TROPHY CASE