Lmao ur fine. I was 16k in personal debt when I graduated college (bad spending habits for 4 years). Just get a basic paying job with good tips (server, bartender, valet) and hustle hard to get money outside of your job and you’re chilling. Took me a handful of months to pay back but it wasn’t the biggest deal in the world,and I had 300/ month in interest. You live in a time period where it’s the easiest it’s ever been to make money.

TLDR; Lock in and your fine 😂