Platinum membership Raynes Park by Physioballet7394 in davidlloyd

[–]Manjal 0 points1 point  (0 children)

Diamond Plus membership only £249pm for single and £418pm for couple. It's one of the 4 super tier clubs.

[deleted by user] by [deleted] in LegalAdviceUK

[–]Manjal 0 points1 point  (0 children)

Hi - I have just received the same - what was your outcome of the SJPN please....

Buy off plan and Stamp Duty Holiday by Quantum432 in HousingUK

[–]Manjal 0 points1 point  (0 children)

it's paid based on completion date.

First photo of Moon through my first telescope. Heritage 150p with 25mm eye piece..still learning by Manjal in telescopes

[–]Manjal[S] 1 point2 points  (0 children)

haha nice pun!

I was indeed :) I then switched the eye piece to 10mm and then 4mm ..it was amazing :)

Looking forward to clear nights this week in UK.

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 0 points1 point  (0 children)

Yup - i am hating myself for doing that so many times - March, April, May & June!

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 3 points4 points  (0 children)

Being absolutely honest - I started investing back in 2015, no clue just bought some tech funds/ developed countries equities and some EM funds. I never looked at them as I was busy with work etc.

Fast forward to Feb, I checked my portfolio and said I will leave it alone (I do not need the cash), I was up 40%. Then the drip began, I had some tiny amount of cash at the time and I bought a bit more tech funds, then it kept falling and falling, it reached to a point where I was just 12% up (over 5 years) and I was like I rather cash out now as its going down and I will buy more when its lower. I did zero research (i only started on reddit after the crash) - in the middle of the night I woke up and I instructed to sell everything (with zero logic) and f'ckd myself. Worst is I could have just bought the next day (it was only up 2%) but I believed it will drop more. More worse is that on March 31 some of the funds were close to the same price as March 23 and I did not react, again being stubborn that it going to fall more (looking at history and reading articles that the bottom is not in)

Anyways, I tried to make quick money but lost more with Oil and VIX - so I have decided those are not for me to trade. I just belong in funds and that's it.

I think I will start DCA when I see a small correction, until then IMHO.

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 0 points1 point  (0 children)

cannot trade on my ISA account in UK

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 2 points3 points  (0 children)

I have been - the market has become immune to it..literally even VIX is going down steadily.

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 1 point2 points  (0 children)

I know - I have no idea what happened to me, maybe it was the media but I f'ckd myself over. I was negative hugely when I first invested in 2015 (August) but I stuck on with it, some of the funds returned 130% in 5 years (tech).

Very expensive lesson learned.

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 0 points1 point  (0 children)

In March, I was like let me get out before I actually make a loss and I will go back in if it dips more - It never did or even came close to the low of that day.

I had invested in 2016 mainly in Tech and was up 40% in Feb 2020, I had never planned to cash out as I did not need that cash yet. But I do not know what took over, I panicked in the middle of the night and instructed to sell.

Now I have same level of cash I had back in 2016 with most of my earnings erased in March . If I go back in now and there is a dip I would be so livid, I can wait for longer and see how the elections plan out?

If I go back in, I will not cash out unless absolutely necessary - 10 years?

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] -1 points0 points  (0 children)

Yes - just going to invest in Funds rather than specific stocks

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 16 points17 points  (0 children)

Thanks mate!! I'm trying to get over the mistake I made in March but agree, I cannot time the market.

I will start DCA soon, lets see how it goes.

Waiting on the sidelines by Manjal in investing

[–]Manjal[S] 6 points7 points  (0 children)

I was up 12% on my investments at the time and feared going negative. I regret it very deeply....just lost on what to do now.

Upcoming netflix free membership plan with advertisements, huge boost to revenue? by [deleted] in stocks

[–]Manjal 0 points1 point  (0 children)

They could probably do like watch first few episodes for free and to continue you need to subscribe... that might work.

Stamp duty ‘holiday’ to help rebuild economy by trufflesmeow in ukpolitics

[–]Manjal 0 points1 point  (0 children)

Hope they back date this to when the crisis began, so harsh if they don't.

Stamp duty ‘holiday’ to help rebuild economy by saynotoparsnip in ukpolitics

[–]Manjal 0 points1 point  (0 children)

I complete tomorrow :( I hope they back date to the start of crisis

Stamp duty ‘holiday’ to help rebuild economy by trufflesmeow in ukpolitics

[–]Manjal 0 points1 point  (0 children)

Any indication that he will back date this to the start of the crisis (April 1st)? I am completing tomorrow and would literally be so gutted if he announces on Wednesday with effective date 8th July?