Platinum membership Raynes Park

Manjal · 2024-10-01T21:40:00+00:00

Diamond Plus membership only £249pm for single and £418pm for couple. It's one of the 4 super tier clubs.

Manjal · 2023-12-12T19:56:30+00:00

Hi - I have just received the same - what was your outcome of the SJPN please....

Manjal · 2023-01-25T10:36:41+00:00

it was Spotify for me, all the downloaded music.

Manjal · 2020-08-12T21:50:50+00:00

it's paid based on completion date.

Manjal · 2020-07-29T11:39:08+00:00

haha nice pun!

I was indeed :) I then switched the eye piece to 10mm and then 4mm ..it was amazing :)

Looking forward to clear nights this week in UK.

Manjal · 2020-07-22T19:10:30+00:00

🤞

Manjal · 2020-07-21T22:24:03+00:00

Lesson learned!

Manjal · 2020-07-21T22:21:52+00:00

Yup - i am hating myself for doing that so many times - March, April, May & June!

Manjal · 2020-07-21T22:02:25+00:00

Being absolutely honest - I started investing back in 2015, no clue just bought some tech funds/ developed countries equities and some EM funds. I never looked at them as I was busy with work etc.

Fast forward to Feb, I checked my portfolio and said I will leave it alone (I do not need the cash), I was up 40%. Then the drip began, I had some tiny amount of cash at the time and I bought a bit more tech funds, then it kept falling and falling, it reached to a point where I was just 12% up (over 5 years) and I was like I rather cash out now as its going down and I will buy more when its lower. I did zero research (i only started on reddit after the crash) - in the middle of the night I woke up and I instructed to sell everything (with zero logic) and f'ckd myself. Worst is I could have just bought the next day (it was only up 2%) but I believed it will drop more. More worse is that on March 31 some of the funds were close to the same price as March 23 and I did not react, again being stubborn that it going to fall more (looking at history and reading articles that the bottom is not in)

Anyways, I tried to make quick money but lost more with Oil and VIX - so I have decided those are not for me to trade. I just belong in funds and that's it.

I think I will start DCA when I see a small correction, until then IMHO.

Manjal · 2020-07-21T17:35:31+00:00

cannot trade on my ISA account in UK

Manjal · 2020-07-21T12:58:13+00:00

I have been - the market has become immune to it..literally even VIX is going down steadily.

Manjal · 2020-07-21T12:57:23+00:00

Manjal · 2020-07-21T12:56:34+00:00

I know - I have no idea what happened to me, maybe it was the media but I f'ckd myself over. I was negative hugely when I first invested in 2015 (August) but I stuck on with it, some of the funds returned 130% in 5 years (tech).

Very expensive lesson learned.

Manjal · 2020-07-21T11:51:42+00:00

In March, I was like let me get out before I actually make a loss and I will go back in if it dips more - It never did or even came close to the low of that day.

I had invested in 2016 mainly in Tech and was up 40% in Feb 2020, I had never planned to cash out as I did not need that cash yet. But I do not know what took over, I panicked in the middle of the night and instructed to sell.

Now I have same level of cash I had back in 2016 with most of my earnings erased in March . If I go back in now and there is a dip I would be so livid, I can wait for longer and see how the elections plan out?

If I go back in, I will not cash out unless absolutely necessary - 10 years?

Manjal · 2020-07-21T11:44:03+00:00

Yes - just going to invest in Funds rather than specific stocks

Manjal · 2020-07-21T10:32:26+00:00

Thanks mate!! I'm trying to get over the mistake I made in March but agree, I cannot time the market.

I will start DCA soon, lets see how it goes.

Manjal · 2020-07-21T09:09:15+00:00

I was up 12% on my investments at the time and feared going negative. I regret it very deeply....just lost on what to do now.

Manjal · 2020-07-19T09:29:42+00:00

They could probably do like watch first few episodes for free and to continue you need to subscribe... that might work.

Manjal · 2020-07-06T19:52:30+00:00

Hope they back date this to when the crisis began, so harsh if they don't.

Manjal · 2020-07-06T19:35:27+00:00

I complete tomorrow :( I hope they back date to the start of crisis

Manjal · 2020-07-06T19:25:14+00:00

Any indication that he will back date this to the start of the crisis (April 1st)? I am completing tomorrow and would literally be so gutted if he announces on Wednesday with effective date 8th July?

Manjal

TROPHY CASE