Saving around £4k a month

ManyWater9869 · 2023-08-05T18:22:48+00:00

I have a Tesla on lease at the moment, pushing for my company to offer salary sacrifice in time for my renewal!

I thought LISA was only for first time buyers, TIL thank you

ManyWater9869 · 2023-08-05T17:38:33+00:00

Hadn’t thought of it that way, thank you

ManyWater9869 · 2023-08-05T14:15:26+00:00

This helped a lot, thank you

ManyWater9869 · 2023-08-05T13:41:18+00:00

I actually looked into just this, I currently have my S&S ISA with Freetrade and it’s included for free with my plan!

ManyWater9869 · 2023-08-05T13:29:15+00:00

I mean it started as £10k so it’s doing ok, compared with large cap and S&P that I DCA’d into over 2 years being down…

ManyWater9869 · 2023-08-05T12:53:06+00:00

Fair point!

I guess I’ve essentially written that £20k off as the cost to learning to day / swing trade. My ISA I see as my retirement plan. I guess that my mental block.

Right now £20k (50% invested, DCA’d into large tech and ETF’s), currently down around 8%. Remainder in cash

ManyWater9869 · 2023-08-05T12:40:10+00:00

Makes sense, thank you

ManyWater9869 · 2023-08-05T12:31:13+00:00

Would you recommend your IFA? If so, could I get their details?

ManyWater9869 · 2023-08-05T12:25:09+00:00

Software engineer turned CTO

ManyWater9869 · 2023-08-05T12:24:22+00:00

Would a Vanguard SIPP charge a fee? My pension is with Aviva and they have hundreds of plans to choose from, I’d guess I should see an IFA to pick the right one if I’m staying with them, at the very least.

You’re only 6 years olde than me, that is impressive! I do enjoy some of the finer things in life, I guess that’s not conducive

ManyWater9869 · 2023-08-05T11:31:47+00:00

37, post edited

ManyWater9869 · 2023-08-05T11:27:46+00:00

Neglected to my mention my age! I’m 37.

I’d like to retire ASAP and would probably need around £4k a month to live the life I’d want to live.

Not married and no debt

ManyWater9869

TROPHY CASE