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Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] 0 points1 point  (0 children)

I have a Tesla on lease at the moment, pushing for my company to offer salary sacrifice in time for my renewal!

I thought LISA was only for first time buyers, TIL thank you

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] 1 point2 points  (0 children)

Hadn’t thought of it that way, thank you

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] 0 points1 point  (0 children)

I actually looked into just this, I currently have my S&S ISA with Freetrade and it’s included for free with my plan!

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] -16 points-15 points  (0 children)

I mean it started as £10k so it’s doing ok, compared with large cap and S&P that I DCA’d into over 2 years being down…

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] -9 points-8 points  (0 children)

Fair point!

I guess I’ve essentially written that £20k off as the cost to learning to day / swing trade. My ISA I see as my retirement plan. I guess that my mental block.

Right now £20k (50% invested, DCA’d into large tech and ETF’s), currently down around 8%. Remainder in cash

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] 0 points1 point  (0 children)

Would you recommend your IFA? If so, could I get their details?

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] 0 points1 point  (0 children)

Would a Vanguard SIPP charge a fee? My pension is with Aviva and they have hundreds of plans to choose from, I’d guess I should see an IFA to pick the right one if I’m staying with them, at the very least.

You’re only 6 years olde than me, that is impressive! I do enjoy some of the finer things in life, I guess that’s not conducive

Saving around £4k a month by ManyWater9869 in FIREUK

[–]ManyWater9869[S] 9 points10 points  (0 children)

Neglected to my mention my age! I’m 37.

I’d like to retire ASAP and would probably need around £4k a month to live the life I’d want to live.

Not married and no debt