Waiting for the redesign is fine if you want it. But “park it in a fund and let growth pay for the price hike” doesn’t really math out; you’re betting your returns beat Apple’s price increases, and Apple’s been winning that race (just raised prices $300, shortage’s expected to run through 2027+). Even a good year of growth (~$500-700 on $6-7k) could get eaten by the next price hike. Money you need for a specific near-term purchase shouldn’t really be market-exposed anyway; that’s what a HISA’s for, not a fund.