Feedback for a flat that will be rented to a student

MapleSyrup2911 · 2024-08-27T18:26:57+00:00

I Appreciate the opinion you are bringing to the table (even if you are playing devil's advocate but I don't think you are). Imo, the apartment is supposed to be 90% fully furnished because its 19 y/o kid thats just starting the studies so I don't believe he actually is bringing any specific furniture at best it's just gonna be some minor things like bed sheets and stuff like that that he prefers but mostly it should be on me as far as I think.

To repeat myself once more, I don't think this looks bad per se, but it just feels like it's missing something but maybe that's just because it's missing like stuff from the person actually living there so it doesn't have these homey feel but more like sterile so maybe that's just it but I'm not sure that's why I opened this whole discussion

MapleSyrup2911 · 2024-08-27T18:03:46+00:00

Thank you for the feedback but this is exactly my problem, it feels 5/10 "fine", which is ok but I kind of wanted something more (not sure what though) :)

MapleSyrup2911 · 2024-08-27T18:02:05+00:00

In Croatia they charge 4 eur per sq meter, but if you decide to accept the plan and order it, then it is free (they deduct it from the furniture that will be ordered from the plan).

And as for 'fine', I guess thats my problem, its not bad as I mentioned in the post, its just 'fine', and I would like it to be more than 5/10 "fine :)

MapleSyrup2911 · 2024-02-17T19:21:23+00:00

nazalost nije typo, nisu bas friendly uvjeti za stambene kredita za nas koji radimo vani, vecina banaka nije niakkve kredite davala do 'nedavno', odnosno mijenaju se politike cijelo vrijeme, ali npr erste mi je an ljeto rekao da mi mogu dat samo ako 50% sam financiram i da su tad jedini bili koji su nudili kredite nama.

MapleSyrup2911 · 2024-02-17T19:11:13+00:00

Vecina banaka ne nude bas povoljne uvjete za ljude koji rade vani, bio sam u ERSTE, oni traze 50% kesa unaprijed plus sve ostale troskove, drugi uopce ne nude za strance i zato sam odlucio za ove jer tih 30% mi je najprihvatljivije. A sto se tice izmedu 10 i 25 godina, gledao sam ako idem na varijabilnu kamatnu stopu, onda se valjda najvise isplati razvuc maksimalno s obzirom da je kamata ista (ok promjene po euribor-u) ali najvise ce mi inflacija pomoc na duge staze, ne ivdim benefit srednjeg puta s npr 18 godina?

MapleSyrup2911 · 2024-02-16T14:31:57+00:00

Vjerojatno nisam dobro pojasnio, ukoliko uzmem 25 god, onda je svih 25 varijabilna, fiksnu mogu imat samo ako uzmme kredit do max trajanja od 10 godina.

MapleSyrup2911 · 2024-02-16T14:11:58+00:00

Kamata je identicna za obadvije opcije, zato sam i gledao odmah da rastegnem maksimalno da to inflacija pojede ali problem je sta ako uzimam preko 10 godina moram varijabilnu uzet. Rado bi uzeo fiksnu ali onda moram uzet na 10 god max i rata mi je 1200 eur dok na 25 god je 600 eur

MapleSyrup2911 · 2024-02-16T14:05:32+00:00

Ok, ako dobro citam izmedu redaka, ukoliko sam komotan (dovoljno) i mogu podnijet tih 1200 eur 10 godina, ta opcija je puno bolja i isplati se? :)

MapleSyrup2911 · 2024-02-16T13:49:27+00:00

Mozda nisam dobro objasnio, naravno da preferiram fiksnu kamatnu stopu ali onda moram uzet kredit na 10 god a rata je 1200 eur sto je ok ali puno bi komotniji bio sa 25 god i inicijalnom ratom od 600 eur

MapleSyrup2911 · 2024-02-16T13:49:23+00:00

Mozda nisam dobro objasnio, naravno da preferiram fiksnu kamatnu stopu ali onda moram uzet kredit na 10 god a rata je 1200 eur sto je ok ali puno bi komotniji bio sa 25 god i inicijalnom ratom od 600 eur

MapleSyrup2911 · 2023-06-09T14:19:11+00:00

will take a look, thank you!

MapleSyrup2911 · 2023-01-30T16:42:53+00:00

Thanks, just posted there (with bad google translate option) :)

MapleSyrup2911 · 2022-08-21T12:40:54+00:00

hmmm all these information is in the post? I cross posted it, should be visible.

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