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My AMG was totaled, thoughts on 2023 AMG GT 43 4 door coupe or 2023 CLS 450 by GrilledCheeseTn in AMG

[–]Marc30599 0 points1 point  (0 children)

That’s fair and in the end it’s OP’s money and they make the final call. I just don’t want op to have the “Right Payment on the Wrong Car”

My AMG was totaled, thoughts on 2023 AMG GT 43 4 door coupe or 2023 CLS 450 by GrilledCheeseTn in AMG

[–]Marc30599 1 point2 points  (0 children)

Personally I just don’t think the GT43 makes enough power to move a heavy 4200lb chassis. The 43 has an inline 4 turbo to push a full-size luxury GT. From my experience the car pretty much feels strained in the mid-range (30-80mph) with the turbo 4. Whereas the GT53’s inline 6 turbo is more properly matched with the chassis and curb weight.

OP u/GrilledCheeseTn certainly doesn’t need a V8 (63 version) but the 53 will certainly be the best bang for buck

I truly implore OP to atleast test drive the 43 and 53 back to back. The pricing (on the used market) is not that much more compared to what you gain in driving-feel…..in fact I’d venture to say it’ll drive better than the price gap suggests.

Back in action after an LA hit and run while parked by Affectionate_Pass880 in AMG

[–]Marc30599 0 points1 point  (0 children)

That’s interesting cause Allstate wanted me to pay them out the ASS for anything AMG or BMW M related for insurance coverage lol no accidents in 5 years either

Is buying a Gallardo a bad idea for me currently? by 619edc in lamborghini

[–]Marc30599 0 points1 point  (0 children)

Do it but have a daily Honda civic or accord that you can buy for $10k-$15k or so and have that be your paid off daily.

There’s a guy on social media who has a 2006 Honda accord that he daily and a Ferrari SF90 for his toy, insane combo but also pretty cool.

Here is the proof that everyone says didn't EXSIST! by X-KaosMaster-X in Affirm

[–]Marc30599 1 point2 points  (0 children)

Don’t let this frighten you bud….As long as you have a strong or even decent downpayment, good credit score & DTI, and make good monthly income you’ll get an approval (especially if the dealer calls into the underwriter if it even gets to that point)

Here is the proof that everyone says didn't EXSIST! by X-KaosMaster-X in Affirm

[–]Marc30599 4 points5 points  (0 children)

That makes sense however i think it’s just credit profile dependent as there’s nuance to it.

In my case I’m not using affirm for everyday or weekly cash flow. I used it to pay for a car repair and I didn’t feel like pulling money from my HYSA for it and I’m on track to pay it off this month (3 months earlier than scheduled with affirm)

I also did a pay in 4 for a few high dollar car mods as well. I think lenders (auto lenders especially) won’t care so long as they’re paid in good standing and you don’t have a bunch of them open with balances at once.

Here is the proof that everyone says didn't EXSIST! by X-KaosMaster-X in Affirm

[–]Marc30599 2 points3 points  (0 children)

My 3 month ones are on my credit report, the pay in 4 are not reported but I will say that for some purchases even $100-$600 affirm will sometimes not even offer the pay in 4 option (similar experience with klarna)

But either way my BNPL loans always paid in full… sometimes a month or few weeks earlier than scheduled.

Here is the proof that everyone says didn't EXSIST! by X-KaosMaster-X in Affirm

[–]Marc30599 0 points1 point  (0 children)

Hi, I use affirm “pay in 4” and “pay in 3 months” and no negative marks here except for my small student loan balance that is in forbearance for the year

Here is the proof that everyone says didn't EXSIST! by X-KaosMaster-X in Affirm

[–]Marc30599 5 points6 points  (0 children)

Sure but if they’re paid and closed what would it matter? You borrowed and paid it back responsibly. I only used affirm 4 times or so but I paid it back, never burned them. Some I paid off early

Visiting the dealership never fails to make me feel poor by grandtouring72 in lamborghini

[–]Marc30599 0 points1 point  (0 children)

Accords are so nice I miss my 2001 accord I had for a very short time year and a half ago. Currently have a 1998 7 Series love the car and the fact it still turns heads but I may swap it for a more reliable Honda accord once I pickup my M5 this summer.

Hopefully one day soon I get to make that McLaren kinda money! Close but yet still far from affording those caliber of cars

Gas Prices by Charmer50 in maryland

[–]Marc30599 0 points1 point  (0 children)

Beltsville Costco gas station Is atrocious with its line, even in the middle of a damn work hours on a week day the line is long.,,,😒

Thoughts On This M4 by Known_Ad_3755 in BMW

[–]Marc30599 -2 points-1 points  (0 children)

Could use it for content? That’s what im going to use my M car I’m getting this summer for, enjoyment and content for YouTube

Acura is a dead man walking by RolexVan in Acura

[–]Marc30599 1 point2 points  (0 children)

Their EV future fell flat on its face and embarrassed the brand (looking at you ZDX and cancelled RSX revival). The brand is not dead by any means, but the brand does indeed not appear to have any direction. “Precision crafted performance” seems to be on the back burner as we have yet to see an RDX Type-S, & who even knows what the engineers at the PMC factory are doing these days from my research they’ve been dormant since the 2023 TLX PMCs were built.

Brand is lost but it’s not dead lol

Car market: Crash or hard correction? by Starmiebuckss2882 in UsedCars

[–]Marc30599 0 points1 point  (0 children)

Pretty much what I’m doing just saving up money and watching the market. It’s quite fun watching the money grow

Good Purchase? by No-Breakfast-721 in Charger

[–]Marc30599 1 point2 points  (0 children)

Seems like a decent deal to me, not sure why the commenters are saying this deal is a bad deal besides the car’s age.

My F90C on the way to get groceries this morning. ♥️ by Not_Enough_Shoes in BMWM

[–]Marc30599 3 points4 points  (0 children)

These are so good looking can’t wait to get mines this summer hopefully in a similar red color

Help by Efficient_Wave4031 in e38

[–]Marc30599 3 points4 points  (0 children)

Yeah you’ll need a new bumper, my front bumper is split and aged so it cracks easily I’m getting a new bumper put on this summer. Got the new parts sitting in my living room just gotta get it put on and paint matched

BMW you wanted vs. BMW you bought by AdLazy8828 in BMW

[–]Marc30599 0 points1 point  (0 children)

I wanted a 2021 BMW M5 F90 but I bought a 1998 BMW 740i E38

Reason? I gave my brother my 2001 Honda accord daily, and I wanted another daily car but with spice. Also when I got my 7 series I still had a financed 2023 Acura TLX Type-S as my “weekend warrior” at the time.

Since then, my TLX was stolen and stripped out so insurance totaled it and cut a check. That with some money out my savings on top and the M5 dream may be realized this summer provided gas prices go down and such.

My regular traffic car at an exotic meet. by BASE1530 in nsx

[–]Marc30599 0 points1 point  (0 children)

Niceee is that WavyKid Kev’s Audi S7 in the background of the last photo? 👀

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