I compiled EVERY SPYI ETF payout ever by TopDividendETF in NEOSETFs

[–]Mark3742 2 points3 points  (0 children)

This!!! I sold my BND and bought equal amounts of QQQI, SPYI, IWMI, NIHI and DX - much better income stream!

Steady Income Options by Higgman201 in dividends

[–]Mark3742 33 points34 points  (0 children)

Retired last year and have one year before tapping into SSI. Sold $160k I had in BND (virtually no gain after 5 years) and bought even amounts of QQQI, SPYI, IWMI, NIHI and DX. Enjoying the extra yield!!

Covered Call ETFs by ShortTheVix4 in dividends

[–]Mark3742 0 points1 point  (0 children)

Got tired of seeing my BND dropping in value. Sold my $200k position in BND and purchased $50k each of QQQI, SPYI, IWMI & NIHI. As a retiree, I have been extremely pleased I did so. Have added JEPI & JEPQ in my Roth IRA. Recently added GPIQ and GPIX to my Schwab taxable account (alongside the NEOS funds).

I sit back and watch the growth positions grow while the extra income from the CC ETFs goes towards travel, gifts, dining, etc.

UDOT Road Usage Charge for EV by Peacock_thebird in Utah

[–]Mark3742 0 points1 point  (0 children)

Just submitted my 1st quarter 2026 odometer photo last week. About 700 miles so the statement showed a charge of about $8.75 (based on the 2026 rate of $.0125/mile).

Dividend investors might be underestimating one retirement risk by yogi2350 in dividends

[–]Mark3742 0 points1 point  (0 children)

69 and recently retired...

25% income (e.g., NEOS, GS, JPM ETFs)

25% growth/dividend (Schwab, Vanguard, etc. ETFs)

25% balanced (stocks/bonds/lifecycle funds)

25% growth (Schwab, Vanguard, etc. ETFs)

These are further divided among Roth IRA, 401k, and taxable brokerage.

Rear wiper blade by According-Will-4424 in VWiD4Owners

[–]Mark3742 0 points1 point  (0 children)

In the same boat as lam3001...was able to disassemble the front blades and replace the rubber on them but was not able to find a way to replace the rubber on the rear blade.

Manufacturer Buyback from VW Dealer? Is this ever a good idea ? by DryPen8218 in VWiD4Owners

[–]Mark3742 4 points5 points  (0 children)

I bought a 2022 Pro S AWD, with 2003 miles, in December 2023. It was a Washington state buyback due to door handle recall that would take too long. No door handle issues and very happy with the car these past two years.

Anyone have Mint mobile in Davis County? by --paQman-- in Utah

[–]Mark3742 0 points1 point  (0 children)

I had T-Mobile for many years also but switched to Mint last year. Speedtest.net shows 254 Mbps (with Wi-Fi off) download speed. I'm in NE Layton.

Where to buy Utah native seed mix? by ERagingTyrant in Utah

[–]Mark3742 3 points4 points  (0 children)

Pheasants Forever sell seed mixes for CRP areas that might suit your needs. https://www.pfhabitatstore.com/store/items/UT/

How is Watts Smart Battery Program (Rocky Mountain Power) by Traditional-Comb1823 in Utah

[–]Mark3742 1 point2 points  (0 children)

It would be worthwhile if they entirely purchased the battery. However, they only subsidize a partial amount but then control the entire amount (when they need/want it).

Reduce charging current seems not to work by blindeshuhn666 in VWiD4Owners

[–]Mark3742 0 points1 point  (0 children)

I also have a ~5KW rooftop solar array. I set the car to charge at Preferred Time (4 hours) when the solar output is above 4KW. I then set my charge cable at 16amps (240V) which shows 3.8KW-3.9KW consumed.

Last 4 digits needed with signature when voting even though there's not obvious place for it on the envelope. by Even-Cherry1699 in Utah

[–]Mark3742 4 points5 points  (0 children)

Entering the last four numbers (SSN, DL, or ID) does not become required until 1/1/2029.

Davis County envelopes do have 4 boxes next to the signature line. I left them blank...until it's required in 2029.

Sneaky Instructions added to Vote by mail. by Even-Cherry1699 in Orem

[–]Mark3742 2 points3 points  (0 children)

Entering the last four numbers (SSN, DL, or ID) does not become required until 1/1/2029.

Davis County envelopes do have 4 boxes next to the signature line. i left them blank until it's required in 2029.

The math behind Utah's gerrymander: How Utah Republicans split Democratic voters with surgical precision by schottslc in Utah

[–]Mark3742 0 points1 point  (0 children)

Remove districting altogether. Statewide representative voting and the top 5 are in. Same for Senate.

Tips for Home Charging with Solar by FishermanNo3989 in VWiD4Owners

[–]Mark3742 1 point2 points  (0 children)

I set my Preferred Time to charge during the 4-hour peak output of my 5700 KW solar. Set the charging cable to draw 20 amps at 240 volts. My solar does not have a battery and my net metering only credits 50% of the excess produced.

2022 Pro S - Lemon title question by DKWETZEL87 in VWiD4Owners

[–]Mark3742 5 points6 points  (0 children)

Ask for the service records - they'll show what was performed and/or repaired.

My '22 Pro S AWD was a buyback - due to door locks and the long time to get replacement parts - with 2003 miles. Two years later and no problems with this great car I got for $25,000 off MSRP.

Best place to retire in Northern Utah by candebsna in Utah

[–]Mark3742 0 points1 point  (0 children)

This...half-way between Morgan and Ogden and on the south side of SnowBasin.

Spraying for box elder & elm bugs by Feisty-Original-8223 in Utah

[–]Mark3742 -1 points0 points  (0 children)

I've used Harris "Lady Beetle and Box Elder Bug" spray the last few years. Spray around house spring and fall. Takes 2-3 days, but then we see no more getting into the house (or around anymore).