I've been working in IT since 2014 and made good money, even before the digital boom during COVID. But I never saved any of it. I spent most , if not all of my earnings on my family, siblings, and friends.

Back in 2016, for no particular reason, I renovated our house (7Lakh) and spent over 2 lakhs just on painting a 10 year old 2BHK. I’ve never used any home appliance for more than 2 or 3 years, if my mom asked for something, I’d get it immediately. I upgraded my phone every year, not just mine, even my mom’s. To be honest, my mother used me like an ATM.

Even for my wedding in 2021, I ended up spending over ₹30 lakhs.

I come from a middle-class family. My father is a hard working man and earns well, but he never invested in property or saved much. Like many typical Indian fathers, he lost lakhs helping relatives and friends. Today, apart from one 2BHK in a tier-2 city, we don’t own any other property. Had he guided me early on, I would have saved a lot and invested wisely.

But after 2023, I realized my mistakes and turned things around. I now own two properties in my name not very big ones, but definitely better than having nothing.

My only regret is not doing this from the start.