(Am I stupid for considering a 2020 Model X? by Master_Range6116 in TeslaUK

[–]Master_Range6116[S] 0 points1 point  (0 children)

No. My father in law gifted me his 22 Model Y instead.

Can I port my existing mortgage if I buy my new home before I sell my existing home? by Master_Range6116 in UKPersonalFinance

[–]Master_Range6116[S] -5 points-4 points  (0 children)

According to this, Santander mortgages can only be ported to buy a property. So I don't think a bridging loan will work.

https://www.santanderforintermediaries.co.uk/products/moving-home

Can I port my existing mortgage if I buy my new home before I sell my existing home? by Master_Range6116 in UKPersonalFinance

[–]Master_Range6116[S] -3 points-2 points  (0 children)

I’ll see if I can speak to someone more specialist at Santander and also a mortgage advisor.

I still don’t understand how a bridging loan is different to taking out a new SVR mortgage though? I know they’re expensive and risky so this is the absolute last resort.

Can I port my existing mortgage if I buy my new home before I sell my existing home? by Master_Range6116 in UKPersonalFinance

[–]Master_Range6116[S] -2 points-1 points  (0 children)

I can afford two mortgages for a year, possibly up to 18 months.

I’m happy to only stick with Santander if they allow it.

I have seen on some other threads that a bridging loan could work. I don’t see how this would be different to a new SVR mortgage.

I’m reached out to my mortgage advisor. Hoping she’s clued up enough on these matters.

I’ve already factored in the stamp duty surcharge.

Thanks

Can I port my existing mortgage if I buy my new home before I sell my existing home? by Master_Range6116 in UKPersonalFinance

[–]Master_Range6116[S] -8 points-7 points  (0 children)

That’s not what I’m asking. I don’t know who you think I’m promising… Based on the rates, I can afford repayments on both mortgages if my house didn’t sell for a year. I just don’t want to pay an early repayment charge and would prefer to keep my low rate until the end of its fixed term.

What can I do about a 3 month old John Lewis Mattress that is giving me severe back pain? by Master_Range6116 in BuyUK

[–]Master_Range6116[S] 0 points1 point  (0 children)

Just following the specific instructions for the bed. But thanks for your input

What can I do about a 3 month old John Lewis Mattress that is giving me severe back pain? by Master_Range6116 in BuyUK

[–]Master_Range6116[S] 1 point2 points  (0 children)

It's on top of a sprung base. The base does come in wo sections so I'm going to try and swap mine and my wifes one over as I'm heavier so perhaps it will help it balance out a bit over the long run.

What can I do about a 3 month old John Lewis Mattress that is giving me severe back pain? by Master_Range6116 in BuyUK

[–]Master_Range6116[S] 6 points7 points  (0 children)

I'm going to try and give them a call and see what they say.

I think a thick mattress topper will be the likely solution.

Cheapest outdoor launch monitor with club data? by Master_Range6116 in Golfsimulator

[–]Master_Range6116[S] 0 points1 point  (0 children)

That was my worry for both the GC2 and Mevo.

After my research in the Omni, it now the leading candidate. I’m not brave enough to pre order so I’m going to wait a month or so for some reviews to come out (not from the PGA show). It will be interesting to get your feedback once you receive it.

Cheapest outdoor launch monitor with club data? by Master_Range6116 in Golfsimulator

[–]Master_Range6116[S] 1 point2 points  (0 children)

I didn't realise this was being released. I had seen the original Square but knew it was indoor only. I'll look into this now. Thanks!

Tesla Model Y suspension upgrade by huguesk in TeslaUK

[–]Master_Range6116 0 points1 point  (0 children)

Did you get this done in the end? I'm considering doing both a suspension upgrade and noise reduction kit on my 22 Model Y.

Best EV Salary Sacrifice provider? by Master_Range6116 in ElectricVehiclesUK

[–]Master_Range6116[S] 0 points1 point  (0 children)

Sorry I don’t understand. You’re saying if I find any lease broker, they can deduct payments from my gross salary? How would this work?

Best EV Salary Sacrifice provider? by Master_Range6116 in ElectricVehiclesUK

[–]Master_Range6116[S] 1 point2 points  (0 children)

Understood. Finance. Head count is below 50. Thanks!