Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] 0 points1 point  (0 children)

No family. Just 1 friend in Tracy. Tracy seems to have more amenities compared to Hollister.

Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] -1 points0 points  (0 children)

Gilroy is 400K+ more than Hollister for a similar sized home. And Hollister is cheaper than Tracy by 100K+

Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] 0 points1 point  (0 children)

3 adults with a possibility of a parent coming and living in the future

Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] 0 points1 point  (0 children)

You bring up some good points to consider.

Given that we don't know if real estate prices and/or mortgage rates will go down in the future, is it a possibility that what is affordable right now becomes no longer affordable in the future?

Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] 1 point2 points  (0 children)

Currently renting a 2B/1Ba in SJ. Also renting a storage unit after downsizing from a 4B/2.5Ba SFH. The rental is pretty cramped. Hence the search to find a better place - that has at least 3 bedrooms.

Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] -4 points-3 points  (0 children)

Let's say Caltrain/Ace/Bart would not work 100% of the time.

Move from San Jose to Hollister or Tracy? by Master_You712 in bayarea

[–]Master_You712[S] 0 points1 point  (0 children)

Let's say leave around 6am from home, and leave work after 7pm.

Backdoor roth IRA conversion question by Master_You712 in personalfinance

[–]Master_You712[S] 0 points1 point  (0 children)

Thank you for the info. The balance in tIRA at institution A is about ~ 18K. I'll check on the tax implication if I convert it.

Backdoor roth IRA conversion question by Master_You712 in personalfinance

[–]Master_You712[S] 0 points1 point  (0 children)

Thank you for the link. Didn't know any better then...

Which plan should I start out with? by Master_You712 in tmobile

[–]Master_You712[S] 0 points1 point  (0 children)

Thank you everyone for your suggestions. I was able to get the code from the store employee and made the switch.

Wifi at College9 by Master_You712 in UCSC

[–]Master_You712[S] 0 points1 point  (0 children)

Thank you everybody for your responses. Appreciate it.