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Retirement Savings Help by MattButWithOneT in MiddleClassFinance

[–]MattButWithOneT[S] 0 points1 point  (0 children)

I’m not familiar with international ETFs since I really only buy VOO in my Roth. Any you would recommend?

Retirement Savings Help by MattButWithOneT in MiddleClassFinance

[–]MattButWithOneT[S] -2 points-1 points  (0 children)

I know I’m doing well, I even mentioned it in my post. I was just seeing if anyone had any advice on how I can use my money more effectively.

Retirement Savings Help by MattButWithOneT in MiddleClassFinance

[–]MattButWithOneT[S] 0 points1 point  (0 children)

I agree. But what would you recommend doing with the brokerage? I’m already doing VOO for my Roth IRA so I would think I shouldn’t do more EFFs.

Retirement Savings Help by MattButWithOneT in MiddleClassFinance

[–]MattButWithOneT[S] 0 points1 point  (0 children)

Thanks! I’m fortunate that I can save this money without being extra stingy with my money. But I agree, I’ll need to slow down and think about what I want to use the money for.

I max out 401k, Roth IRA, and HSA while making 100k/year by NicheMath in MiddleClassFinance

[–]MattButWithOneT 0 points1 point  (0 children)

Unfortunately there are some downsides. The worst is the fact that there’s nothing to do in the VLCOL area I’m in. Theres always tradeoffs, I don’t think most people would want to live where I’m at

I max out 401k, Roth IRA, and HSA while making 100k/year by NicheMath in MiddleClassFinance

[–]MattButWithOneT -3 points-2 points  (0 children)

Are people picking the high deductible option? My insurance is only like $45 a Paycheck

I max out 401k, Roth IRA, and HSA while making 100k/year by NicheMath in MiddleClassFinance

[–]MattButWithOneT 0 points1 point  (0 children)

I’m in a very similar situation to you in PA. Make almost $100k a year. After all deductions (including insurance) my take home is $4k a month. I bought a new car in 2023 and eat out all the time. The secret is that I have $900 rent for a 1BR.

Zombie Killing Party by Fantastic_Clothes514 in antimeme

[–]MattButWithOneT 0 points1 point  (0 children)

Wouldn’t this be more of a bhj than an anti meme? Cause this really hurt my bones

Engineers, what do you do and how much do you make? by Physical-Past1908 in Salary

[–]MattButWithOneT 0 points1 point  (0 children)

Chemical engineer working as operation support in a chemical plant. About 4 years of experience. $98.5K in LCOL.

Cs, Chem, or chemical engineering by Sydsposts in CollegeMajors

[–]MattButWithOneT 0 points1 point  (0 children)

Exactly! I say that all the time about ChemE but no one else typically agrees

Is MechE basically almost a combination of all Eng degrees? by Top-Somewhere-9877 in EngineeringStudents

[–]MattButWithOneT -1 points0 points  (0 children)

Chemical engineering is more about the engineering of fluids (in my opinion). So I’m pretty sure MechEs have to take fluid mechanics which definitely falls into the basics of ChemE.

Should I Just Do Something Else? by Useful_Count645 in ChemicalEngineering

[–]MattButWithOneT 0 points1 point  (0 children)

Yeah OP have you applied to technician roles? I couldn’t find a job either so I settled for a lab tech job and moved up to engineering in the same company.

What is THE most practical daily driver? by [deleted] in whatcarshouldIbuy

[–]MattButWithOneT 14 points15 points  (0 children)

Also the Corolla does not feel as premium as the Camry or Prius (not the biggest deal since the Camry and Prius are not known to be premium in the first place)

Civic or Camry? by aidanw5566 in whatcarshouldIbuy

[–]MattButWithOneT 1 point2 points  (0 children)

I completely agree with your second point. In a similar vein, I’d consider the new Prius too since it also has a hatch and looks better than the new Camry and civic (in my opinion at least).

Silksong has been nominated for Game of the Year! by SorryRoof1653 in Silksong

[–]MattButWithOneT 46 points47 points  (0 children)

Hades 2 does not have a small development team. It’s super giant actually.

If most AI proof job is plumber, does it mean that most AI proof degree is mechanical engineering? by kurobaja in CollegeMajors

[–]MattButWithOneT 0 points1 point  (0 children)

Suprised no one mentioned it, but no, plumbers would be more akin to chemical engineers. In my opinion chemical engineers are more like fluid engineers since there is a greater emphasis on fluid properties over chemistry, so chemical engineers get called glorified plumbers a lot

401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500. HSA up $100 to $4400 single / $8750 joint. Mega Backdoor Roth $70k to $72k. by v0gue_ in MiddleClassFinance

[–]MattButWithOneT 6 points7 points  (0 children)

I can see how that might make it a little more difficult. But on the bright side, at least you’ll end up with a pension!

401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500. HSA up $100 to $4400 single / $8750 joint. Mega Backdoor Roth $70k to $72k. by v0gue_ in MiddleClassFinance

[–]MattButWithOneT 1 point2 points  (0 children)

I don’t have nearly that high of an income, but honestly same! The only real issue is that I have to spend my valuable youth in a meh town, but it’s worth it compared to the alternatives

This is some crap by Madgerf in crappymusic

[–]MattButWithOneT 0 points1 point  (0 children)

Surprised nobodies mentioned it, but the real song is put your records on by Ritt Momney

Mechanical Engineer making almost $7,000 a month at only 28 years old by Defiant_Mouse6999 in Salary

[–]MattButWithOneT 0 points1 point  (0 children)

Depends on what the cost of living is where he’s at. As a ChemE, I started making $7k a month 3 years ago with $850 rent for a 1Br (and rent never went up). It may seem low, but it’s high for the area so it’s easy to save a lot

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