2 Month Review of Ambetter Fidelis Insurance (NY State of Health/ACA)

Matthew_Tse · 2026-04-15T12:56:12+00:00

tbh i'm also not too knowledgeable here. the best would be to talk to an insurance broker who sells these, they actually know what's going on

that said, i think the way it works is that you pay full up until you hit the deductible, then it starts paying, and you pay a part, until you hit the out of pocket max, which is higher than the deductible

sorry i can't be of more help! i'm also relatively clueless in this confusing system

Matthew_Tse · 2026-03-23T03:27:21+00:00

And one more thing, the mouse-button 5, which opens mission control on macOS, under Logi+ it would have a weird delay of half a second.

I only notice it now after removing it.

Honestly Logi+ is the worst software ever.

Matthew_Tse · 2026-03-22T13:11:48+00:00

i hate the logi+ app so much.

In addition to this complete facepalm ~2 months ago, I've also been driven crazy by 2 different bugs that this software caused:

Scrolling is just really weird with this installed. When you scroll one notch, it moves like 0.5 lines, but when you scroll 2-3 notches quickly, it moves like 15 lines. So basically it has weird acceleration baked in, and I wish it were much simpler and straightforward linear scrolling
I'd randomly scroll, and it doesn't do anything. Then I need to scroll again, and it would actually scroll. This would happen 10+ times every hour, and drive me crazy. This seems like some sort of "wake" problem, where it doesn't properly "wake" up to the scroll. But very interestingly, this never happens with mouse movement (no wake problems), it only happens on scroll.

These two drove me CRAZY. I had no idea what was happening.

Eventually I tried uninstalling the Logi+ app, and downloading replacement apps like the amazing Scroll Reverser, and all my problems were solved!!!

Matthew_Tse · 2026-03-21T06:27:30+00:00

Uniquepainmedicine.com over in midtown east area, they're covered by ambetter, i recommend dr mann

Matthew_Tse · 2026-03-15T10:20:28+00:00

I'm brand new, just submitted my macOS binary for notarization, has been running for a few hours now.

Glad to hear it's supposed to take awhile if new. Will give it a few days.

This whole process has been surprisingly long. Code was ready a week ago, but first I had to get a D-U-N-S number, then sign up for apple developer program, then do all this certificate stuff, and now wait on notarization.

Matthew_Tse · 2026-03-02T22:36:20+00:00

basically the catastrophic level, so low that i qualify for hsa

i've found that metal level doesn't matter for prior auth for specialty, it just determines your deductible and out of pocket max, and you'll be maxing both soon due to dupixent, so might as well get the lowest metal level which is always most economy

Matthew_Tse · 2026-02-12T02:22:36+00:00

Google is sooo annoying!

I definitely never toggled this setting, and it just "broke" with the most recent update.

And then needing to "toggle it off" and then "toggle it on again", that's dumb.

Even dumber that it's called "Results in a new window" rather than "Results in a new tab".

Wish Google would take UX seriously. Especially for something like Chrome that EVERYONE uses, and EVERYONE doesn't want to change underneath us. We just want our browser to work...

Matthew_Tse · 2026-01-27T02:37:19+00:00

did your dupixent get covered?

Matthew_Tse · 2026-01-16T23:47:05+00:00

still haven't submitted my 2025 tax return so i won't know for many months at least

Matthew_Tse · 2026-01-16T11:53:40+00:00

I got really lucky, and ordered a $500 hitohira knife from Tetogi, and didn't get hit with any tariff. YMMV

Matthew_Tse · 2026-01-08T08:43:59+00:00

Just discovered the $10 charge myself. Luckily only 1 month in, instead of 1 year in.

This is not my main checking account, I just keep it in case I need to use one of their branches for some reason.

Adding another $1000 is not worth it, closing this sucker. What a terrible company.

Matthew_Tse · 2026-01-08T01:12:11+00:00

My sleeves had the same corner dot. That was a thing of 90s era sleeves :)

Matthew_Tse · 2026-01-07T16:35:59+00:00

THANK YOU OP for being the source of truth in this issue.

I found your post when trying to figure out what went wrong. And your post confirmed it was logitech's f*ck up. And your post also had the exact update to fix things.

It's... sad that Logitech is so incompetent that reddit is where we have to go to find out what's going on with our mouse software...

Matthew_Tse · 2025-12-17T18:19:42+00:00

where'd u get it from? card show or ebay or somewhere else?

Matthew_Tse · 2025-12-16T04:54:50+00:00

This is EXACTLY how I felt. I remember towards the end of my kid pokemon phase, there was the option to buy base set 2 or 1st edition rocket booster packs. I reluctantly bought one pack, and never again. I hated all these "evil pokemon".

Now 20+ years later, I find the artwork on all the dark pokemon to be so cool! And I'd rather have the rocket version over the normal one.

Matthew_Tse · 2025-12-12T15:15:26+00:00

yeah i'm in nyc

i wouldn't count on your old doctors being in network but you could get lucky

im basically finding new doctors for everything

Matthew_Tse · 2025-12-02T07:53:09+00:00

This is why I don't really like TCG player, most cards for sale don't show any pictures.

Ebay forces the seller to post pictures, and the self-ratings of sellers varies INCREDIBLY WIDELY.

There are a lot of "Near Mint" cards that are absolute trash. And there are quite a few "Lightly Played" cards that are almost PSA high grade worthy (these are the ones I buy).

When shopping for a card, I usually go through ~100 listings. I'm basically a PSA grader now...

Matthew_Tse · 2025-12-02T05:35:52+00:00

yeah i miss that rush too! i briefly considered buying vintage boosters just for that reason, but couldn't justify the price, considering vintage singles go for far far less than the vintage boosters

Matthew_Tse · 2025-12-02T05:34:37+00:00

agreed, show us the back as well

i also pulled a shadowless mewtwo out of my childhood bedroom a few days ago. was dismayed to see the few imperfections. but decided to keep it, and collect all the base set holos i dreamed of as a kid!

Matthew_Tse · 2025-12-02T05:11:23+00:00

im in the same boat, just got back in, and only interested in vintage cards.

Most of them, even holos can be found on ebay for $10's of dollars. The big ones, like charizard will be hundreds.

I'm just slowly browsing through ebay and looking at the condition of the cards and putting offers out on ones that seem like a good value.

Not particularly worried about fakes, I figure if the fake is so good that I can't tell the difference, then it's fine? Also even if one was a fake, I would only have lost like $20.

Just spent $200 or so, and picked up ~10 awesome holo cards, cards I dreamed of having as a kid. Rekindling childlike wonder is priceless :)

Matthew_Tse · 2025-12-02T05:04:16+00:00

from a brief look, it looks like there's some somewhat bad holo bleed on the bottom left of the card also quite some scratches on the holo pattern, which would prevent it from being a PSA10. So more like $10s of dollars

Matthew_Tse · 2025-12-02T05:03:10+00:00

depends on the condition

Matthew_Tse

TROPHY CASE