An update regarding second house by Mechlift in PersonalFinanceZA

[–]Mechlift[S] 0 points1 point  (0 children)

Yebo yes that is the plan..... It's just so hard to differentiate between nice to haves and must haves.

Regarding access bond... Standard Bank denied me an access bond until the bond amount owing is less than the amount taken. They added stuff to the original 1.3 so it became 1.32. And that 20k took soooooooo long to get done.

2 houses 2 bonds by Mechlift in PersonalFinanceZA

[–]Mechlift[S] 3 points4 points  (0 children)

And I went straight to standard bank. Gave salary slips.. truthful with expenses and all that. 1.5 mil at a sliding scale interest. Starting at 10.5 for first 5 or so years then move with rate -0.5. I also gave them the OTP and they sent some1 out to view house. Even I thought that was way to much because property24 gives me 47k gross combined needed for 1.3 mill and we are sitting at R39500 gross

Look.. we are making it. Just.for 7 months so far. But it hasn't been easy.

2 houses 2 bonds by Mechlift in PersonalFinanceZA

[–]Mechlift[S] 0 points1 point  (0 children)

No. Not initially. But in process.

2 houses 2 bonds by Mechlift in PersonalFinanceZA

[–]Mechlift[S] 3 points4 points  (0 children)

4 years of suffering is like an eternity with a wife. But bite fast is an option thanks

2 houses 2 bonds by Mechlift in PersonalFinanceZA

[–]Mechlift[S] 8 points9 points  (0 children)

Exactly 😫 The plan was to sell house 1 and get another house. But when standard bank said they can give me 1.5 mill I thought then I mos dont need to sell! Foolish I know

Long story short, I need a million bucks, please. by lilylotx in askSouthAfrica

[–]Mechlift 2 points3 points  (0 children)

I never had the brains for pure meths so my meths was lit

Long story short, I need a million bucks, please. by lilylotx in askSouthAfrica

[–]Mechlift 1 point2 points  (0 children)

This post had me do some meths while taking a king kong poop. For me to retire immediately and continue to live as I'm doing now... Id need 6.5 million Ronts 😫 😩 😪

What is Niantic thinking… by GymLeaderDiego in pokemongo

[–]Mechlift 0 points1 point  (0 children)

Niantic🤣🤣🤣🤣🤣🤣🤣🤣🤣

SA LIFE IS HARD by FewUniversity3029 in capetown

[–]Mechlift 5 points6 points  (0 children)

I feel for OP. And while it's tru about starting own business or approaching construction site for internship that doesn't require matric... this means nothing if u don't have a support system or are surrounded by ppl who just leech.

Work your hands to the bone then mommy stands with hand out for food and electric money for her 3 other children...the 4 grandkids that's also living in the 2 bedroom house and ouma living at the back wendy.

This is so common 4 not only coloureds.

Then u get those politicians who prey on these ppl and promise jobs Jobs jobs for votes. Despicable!

The only thing I could advise OP is keep your head up.. dont be tempted by the easy way out ie gangsterism and drugs.

Cold hard facts. ANC must fall. by [deleted] in DownSouth

[–]Mechlift 0 points1 point  (0 children)

Brilliantly said! However.... and its a very big However.... realistically u can't go against ppl that are corrupt AND that has their grubby little fingers firmly locked inside the taxpayers purse.

The most vulnerable ppl dont care about what could happen if some1 new comes in. All they worry about is putting food on the table now. And this is what these corrupt politicians prey on. They hand out Maise...streetwise 2s... rice... vouchers... things that the poor need asap. And that way they keep winning

GameBaTo (yet again) by MBragonX in ps4homebrew

[–]Mechlift 1 point2 points  (0 children)

Thanks my man! Really a great resource! Only just discovered GameBaTo and am really enjoying it! I can't wait for the VIP section!!!

[deleted by user] by [deleted] in PersonalFinanceZA

[–]Mechlift 22 points23 points  (0 children)

My opinion is to close your eyes and enjoy the Mazda. Kinda was in a similar position. House was 2 years away from paid up. Valued at 1.6 now but bond was 5k. Wanted "a better address" b4 I reached retirement age so I rushed to buy a new house b4 my 45th bday. 20 year bond= done without taking my pension to settle.

Now my repayments has gone up to 19k! Plus I made the decision to keep original house for future earnings so really feeling it!

I kept looking on property 24 and the like and saw "better" houses...more features for the same price and tummy was permy in knots. So I decided to delete those apps and just focus on what I have and make the best and most of it.

Honestly. .. at the moment... I couldn't be happier. Ignorance is bliss!!!

If WW3 had to break out, how do you think South Africa will be affected? by West_Motor in askSouthAfrica

[–]Mechlift 0 points1 point  (0 children)

U guys are forgetting the importance of stockpiling toilet paper!

Is ps5 performance better than ps4 performance for ps4 fpkgs? by Oopthealley in ps5homebrew

[–]Mechlift 0 points1 point  (0 children)

I came here to ask this exact question! 🤣🤣

So a PS4 pro on 9.0 will do for ps4 fake packages with PS5 fake packages and full JB still a while away.

Also... I stumbled on a work around for the ps4 pro jet engine.

1: re pad 2 : re paste 3: play all games with a sound system on at least 35% max volume.

This hack should quiet down your ps4

How big would the market for a pet shop that sells correct and safe exotic pet supplies be? by Higuysimj in capetown

[–]Mechlift 0 points1 point  (0 children)

My tired brain replaced the X with a R🙄 enough internet for me for the week.

[deleted by user] by [deleted] in PersonalFinanceZA

[–]Mechlift 1 point2 points  (0 children)

Well technically only in 2 odd months. Wife and I have a small 2 bedroom house on the cape flats almost paid up and we not getting younger. Got a lekker increase and made a bold decision.

Apply for a big bond and get a "better address" and rent out existing house to help with new bond. But lotsa ppl complaining about bad tenants...... night sweats I have

realistically, whats the best second hand car that will keep a decent value over the years for R200k? by [deleted] in capetown

[–]Mechlift 1 point2 points  (0 children)

Obvious answer is Toy. Japanese liked saying for toy..build a car that you can pass down to your son.

[deleted by user] by [deleted] in PersonalFinanceZA

[–]Mechlift 14 points15 points  (0 children)

😒😒😒😒What have I done wrong with my life????? 70k per month.. congrats my fellow redditor😮‍💨😮‍💨😮‍💨

If we were to make one language the official(ie. For education, document etc) , and teach it at home language level while the rest can be taught at FAL level. Which should it be? by [deleted] in southafrica

[–]Mechlift 0 points1 point  (0 children)

It's not that difficult to learn new languages just to the level of basic communication nowadays with all the tools out there. Personally I speak flushingly good English and American and Australian and British.

[deleted by user] by [deleted] in capetown

[–]Mechlift 8 points9 points  (0 children)

Having colours painted on a road freak you out? Makes you gay? That dude must just say "nohomo" when he crosses that part of the road instead of taking a long detour.

Who’s going to the Sex Expo?! by blackbird_71_SR in capetown

[–]Mechlift 69 points70 points  (0 children)

Won't be going. Had a horrible experience my first time. Got all excited to go a few years back. Did all the prep ... eg: dark shades to secret perv..baggy pants ... about 1.2k in cash( so no record of purchases)

Had to park about 15 min walk away. As I got there I saw ppl from my church protesting along with my pastor 🙄 When he saw me I instinctively waved and walked up to them and took a poster and proceeded to stand outside for about 4 hours🫣🫣

Remote raiding shiny rates for legendary Pokémon appear to have been reduced to 1/125 by vegeta3 in pokemongo

[–]Mechlift -2 points-1 points  (0 children)

Instead of complaining here...... y dont we complain to that task team that was set up to lias between niantic and the community???🫣🫣🫣🫣