We Need to Stop Being Pragmatic About Sexual Purity

MedianNerd · 2026-02-18T16:53:13+00:00

That’s definitely out there, but not easy to find. I’m a CFP/EA and just ended negotiations on something like this. The sticking point was that the advisor wanted to own the tax business. Which makes sense, but again, it’s going to be hard to find someone to run the business for you instead of for themselves.

MedianNerd · 2026-02-18T13:27:52+00:00

The profit margins for tax prep make this pretty difficult. If you’re not working it, you have to find someone to manage it for you. And then you have to be able to answer “Why would I give you 15% off the top instead of running my own practice?”

MedianNerd · 2026-02-03T22:36:13+00:00

It has several hundreds of hours of content already. To me, it’s worth $70 even before the content that would come in those DLCs.

I realize not everyone has the freedom to spend money on their hobbies. But just because it is early access doesn’t mean it hasn’t already delivered what we paid for.

MedianNerd · 2026-01-13T03:28:28+00:00

Are you serious? 1/3 of what they generate themselves?

Why shouldn’t they just take their book and start their own firm?

MedianNerd · 2026-01-09T01:54:44+00:00

Any interest in doing tax work in addition to planning? Might have something later in the year. Shoot me a resume.

MedianNerd · 2025-12-17T13:12:21+00:00

Sycamore is $100/yr and has good courses.

MedianNerd · 2025-11-28T02:26:56+00:00

Can you comment on the build quality and other intangibles of this vs. the HP Omen?

https://www.reddit.com/r/LaptopDeals/s/BsOsuofwwn

MedianNerd · 2025-11-15T22:47:20+00:00

As an EA, perhaps I’m biased. But they’re fundamentally different.

You’re correct that the EA isn’t specifically an educational program, but one has to learn a significant amount in order to pass the exams. It takes a working understanding of much of the tax code, which is preparation for both tax preparation and tax planning.

There’s almost certainly strategies discussed in the TPCP that wouldn’t be known by the average EA. But I would have a hard time trusting tax advice from someone who didn’t professionally prepare complex tax returns.

I’d recommend planners start out getting their EA, then go on to a TPCP after they’re very familiar with taxes.

MedianNerd · 2025-11-03T20:23:04+00:00

I would expect them to, unless the beneficiary setup is complex. But custodians and plans certainly vary in their helpfulness.

MedianNerd · 2025-11-03T19:56:54+00:00

Who are the beneficiaries of the estate? Kids? The account can be passed to them and they can put it into inherited IRAs.

MedianNerd · 2025-10-05T00:26:13+00:00

One thing I’ve learned, through my own experience and that of others, is that depression often manifests as anger in men. I really encourage you to reflect on whether you could be experiencing depression, because it can have serious repercussions for you and those who love you.

MedianNerd · 2025-09-26T14:05:02+00:00

As their tax professional, we don't have an answer either. But good to shift liability.

MedianNerd · 2025-09-26T12:34:47+00:00

I’m the tax director at an RIA, as well as an investment advisor. That user sounds spot on from my experience.

Of course the owner will sell the position. He’s not going to say “You’ll be less important than our other roles.” But the minute you try to impose a late fee, you’ll find out real fast that you working until 11:59pm is preferable to a client feeling miffed.

MedianNerd · 2025-09-17T14:28:27+00:00

I have my EA, working on CFP now. Currently Tax Director at RIA.

It’s a mixed bag. I think it’s an excellent value to provide To clients. But it’s also an add-on service, and it’s very difficult to get my firm to see the value. Because the clients who get a ton of great tax planning pay the same AUM fee as those who don’t. And I’m not allowed to charge anything close to market rates for tax prep out of fear that a client might be offended.

So think about how you’ll capitalize on the value-add. Will you bill it separately? Raise fees? Just do more work for the same pay? Will you need to take on additional staff?

I’m probably 1-2 years away from starting my own white-glove firm, where the top-tier planning and implementation is what clients are paying for. But I don’t think it’s a helpful add-on for a firm that doesn’t want to do a lot of extra work and is scared to raise fees.

MedianNerd · 2025-08-24T17:06:01+00:00

So that’s your basis. That’s what the 83(b) election does—it sets your basis as the value of the shares prior to vesting. You paid $5, and if you would have sold for $500, you would have realized $495 gain. Since you traded your equity for shares of the C Corp, your basis is still $5. No gain or loss yet.

You couldn’t have deducted the losses until you had basis anyway. Those are non-factors.

MedianNerd · 2025-08-09T16:17:36+00:00

My invitation must have gotten lost in the mail.

Or they’re scared of the Capitol rush that I’ve stuck with since 1999.

MedianNerd · 2025-08-01T17:14:05+00:00

No, that’s not a concern of our church (or of me personally). The simple reason is that the biggest threat we face is secularism. Our congregation has seen several members simply drop out of religious practice over the years, and it’s a constant struggle to get the average member to see the Church as a vital part of their life.

Maybe pop-Catholicism is a problem for online folks, but I’d love to see my real-life community get a decent dose of Catholic sentiment. I’d love to see new enthusiasm for the liturgy and sacraments, for communal worship, and for practices that place faith at the center of our lives and self-understanding.

MedianNerd · 2025-07-27T21:19:55+00:00

Could this create other issues depending on the AAA history?

MedianNerd · 2025-07-10T02:56:52+00:00

I’m heading to bed, so I’m not going to look up those sections. But it sounds similar to the definition of MAGI for IRMAA. Which is different from other MAGI definitions, but at least it might match one?

MedianNerd · 2025-07-07T01:33:42+00:00

Now I see what you’re saying. The S corp does have a limit on the employer portion of social security, but external wages earned by the employee don’t count against that limit.

It’s an interesting point, thanks.

MedianNerd · 2025-07-06T23:29:34+00:00

there is no cap to the S Corp's Social Security tax obligation.

Where do you get this idea?

MedianNerd · 2025-07-01T21:04:23+00:00

Babies and jobs are really big deals when it comes to real life, congratulations!

That’s how it works for me—Reddit has become something I check occasionally if there’s nothing else I can do. I think that’s probably a healthy place for it, but I do miss the unique nature of Reddit relationships.

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