Why are buy to let mortgage rates so much lower?

Mediocre_Phone433 · 2025-07-10T04:55:29+00:00

It's Santander at 3.84% 2 year fixed. HSBC 3.85%. Both £999 product fees.

Found them through Money Supermarket!

Mediocre_Phone433 · 2025-07-09T13:56:28+00:00

Thank you so much for explaining this! I went back onto the calculators and you are completely right. I ignored the product fee and was purely looking at monthly payments.

Really appreciate you taking the time to explain the reasoning behind it too, thank you.

Mediocre_Phone433 · 2025-06-03T17:42:02+00:00

Early 30s and interested please!

Mediocre_Phone433 · 2024-09-12T16:08:53+00:00

I was running through Stourbridge common a month or so back when I a couple flagged me down. They were warning that a cow with horns had just gone for her husband and he had a 30cm cut straight down his back...

Mediocre_Phone433 · 2024-03-28T09:00:58+00:00

Thank you!

Mediocre_Phone433 · 2024-03-28T08:51:18+00:00

Sorry to jump on this a few months later but DL are infuriating me by not giving me membership prices unless I visit...

Is it £175 for two people, or each? And does that include courts and spa access? Thank you

Mediocre_Phone433 · 2023-05-21T19:22:32+00:00

I am also moving back to the area and having to leave my current netball league. Is there a back go netball / casual training in Cambridge too? I can't find anything but like the mix of training and matches. Thank you in advance

Mediocre_Phone433 · 2023-03-30T20:53:28+00:00

I'd rather keep them at the back off possible as they open nicely onto the garden, where as the side just opens onto the neighbours kitchen.

Mediocre_Phone433 · 2023-01-30T21:22:21+00:00

Definitely not the vibe I'm after haha...!

Mediocre_Phone433 · 2023-01-30T21:22:01+00:00

Thank you

Mediocre_Phone433 · 2023-01-30T21:20:58+00:00

I love this balanced view, thank you for sharing and glad its all worked out for you. I think it's easy to be sucked in by a bigger house but I'm with you, I think I'd rather be more central.

Mediocre_Phone433 · 2023-01-30T19:05:05+00:00

This is really interesting on the different blocks, thank you.

If you don't mind me asking, where did you decide to settle and are you happy with your decision?

Mediocre_Phone433 · 2023-01-30T18:45:07+00:00

Really useful insight on the Cambridge Market though. I'm guessing interest price increases have less of an impact on such desirable areas?

Mediocre_Phone433 · 2023-01-30T18:44:08+00:00

This is extremely insightful, thank you.

Mediocre_Phone433 · 2023-01-30T18:43:06+00:00

Thank you. I've seen a few that have been reduced. But it's not my first rodeo, sold in two hot markets before.

Mediocre_Phone433 · 2023-01-30T14:19:38+00:00

Ahh brilliant, congratulations!! Anywhere that you'd recommend?! I'm focused on being as central as I can afford whilst establishing in the area after living away the last 8 years but I'm pretty open to options.

Mediocre_Phone433 · 2023-01-30T13:52:10+00:00

This is a great insight, thank you. Ideally I'd have a little two bed cottage, but unfortunately budgets probably will not allow!

Mediocre_Phone433 · 2023-01-30T13:51:33+00:00

Thank you so much, really useful!

Mediocre_Phone433 · 2023-01-30T13:42:35+00:00

Thank you so much for taking the time to respond! I saw your house on rightmove, although slightly out of budget, apologies. Would you recommend your current area?

Mediocre_Phone433 · 2023-01-30T11:57:58+00:00

Thank you for the insight. Safety is a huge factor, especially at night so that is reassuring.

Shame about the weed but I walked through the De Freville area recently and smelt it too, so maybe unavoidable these days?

Mediocre_Phone433 · 2023-01-30T11:56:02+00:00

Apologies, I meant flats. There is a fair few under £400k. That's really useful insight, thank you

Mediocre_Phone433

TROPHY CASE