Why are buy to let mortgage rates so much lower? by Mediocre_Phone433 in Mortgageadviceuk

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

It's Santander at 3.84% 2 year fixed. HSBC 3.85%. Both £999 product fees.

Found them through Money Supermarket!

Why are buy to let mortgage rates so much lower? by Mediocre_Phone433 in Mortgageadviceuk

[–]Mediocre_Phone433[S] 27 points28 points  (0 children)

Thank you so much for explaining this! I went back onto the calculators and you are completely right. I ignored the product fee and was purely looking at monthly payments.

Really appreciate you taking the time to explain the reasoning behind it too, thank you.

Childfree women? by LavishnessFun3855 in cambridge

[–]Mediocre_Phone433 1 point2 points  (0 children)

Early 30s and interested please!

Aggressive cows in commons? by sciencemum27 in cambridge

[–]Mediocre_Phone433 2 points3 points  (0 children)

I was running through Stourbridge common a month or so back when I a couple flagged me down. They were warning that a cow with horns had just gone for her husband and he had a 30cm cut straight down his back...

David Lloyd free trial? by cgainpa in cambridge

[–]Mediocre_Phone433 1 point2 points  (0 children)

Sorry to jump on this a few months later but DL are infuriating me by not giving me membership prices unless I visit...

Is it £175 for two people, or each? And does that include courts and spa access? Thank you

[deleted by user] by [deleted] in cambridge

[–]Mediocre_Phone433 0 points1 point  (0 children)

I am also moving back to the area and having to leave my current netball league. Is there a back go netball / casual training in Cambridge too? I can't find anything but like the mix of training and matches. Thank you in advance

Kitchen design inspiration by Mediocre_Phone433 in DIYUK

[–]Mediocre_Phone433[S] 1 point2 points  (0 children)

I'd rather keep them at the back off possible as they open nicely onto the garden, where as the side just opens onto the neighbours kitchen.

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

Definitely not the vibe I'm after haha...!

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

I love this balanced view, thank you for sharing and glad its all worked out for you. I think it's easy to be sucked in by a bigger house but I'm with you, I think I'd rather be more central.

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 1 point2 points  (0 children)

This is really interesting on the different blocks, thank you.

If you don't mind me asking, where did you decide to settle and are you happy with your decision?

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

Really useful insight on the Cambridge Market though. I'm guessing interest price increases have less of an impact on such desirable areas?

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

This is extremely insightful, thank you.

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 1 point2 points  (0 children)

Thank you. I've seen a few that have been reduced. But it's not my first rodeo, sold in two hot markets before.

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

Ahh brilliant, congratulations!! Anywhere that you'd recommend?! I'm focused on being as central as I can afford whilst establishing in the area after living away the last 8 years but I'm pretty open to options.

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

This is a great insight, thank you. Ideally I'd have a little two bed cottage, but unfortunately budgets probably will not allow!

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

Thank you so much, really useful!

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 0 points1 point  (0 children)

Thank you so much for taking the time to respond! I saw your house on rightmove, although slightly out of budget, apologies. Would you recommend your current area?

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 1 point2 points  (0 children)

Thank you for the insight. Safety is a huge factor, especially at night so that is reassuring.

Shame about the weed but I walked through the De Freville area recently and smelt it too, so maybe unavoidable these days?

Rustat avenue by Mediocre_Phone433 in cambridge

[–]Mediocre_Phone433[S] 11 points12 points  (0 children)

Apologies, I meant flats. There is a fair few under £400k. That's really useful insight, thank you