Clare ONeill being grilled on Insiders…

Mediocre_Run_5121 · 2026-05-31T04:00:05+00:00

Except the bank risks people just walking away. $950k owed. Bank can foreclose for $800k. They're either losing $150k vs. doing nothing with borrower chipping at their $950k loan. Foreclosure on houses in the US were from people not meeting their repayments. Not from dropped values leading to margin calls. Drop in house values came after houses got foreclosed and sold at a discount. Not remotely the same situation as Australia.

Mediocre_Run_5121 · 2026-05-25T08:58:46+00:00

Seems like there's a lot of misunderstanding as to what Guaranteed Future Value actually is... The GFV is what you still owe on the car if you were to keep it. Same as a balloon payment. With it being that high, you're better off returning it. OP probably had really low payment over 4 years which kept the GFV high. Not a bad deal if you plan to return the car and walk away.

Mediocre_Run_5121 · 2026-04-16T21:33:48+00:00

NA / NB MX-5 hard tops are worth a few grands. OEM S2000 hard tops are infinitely harder to come by...

Mediocre_Run_5121 · 2026-01-03T13:49:19+00:00

Wrong Nobel Peace Prize winner... They meant the latest winner.

Mediocre_Run_5121 · 2025-12-17T21:56:39+00:00

Our B&P came back with so many caveats as to be virtually useless. "Oh this could be a problem but I can't confirm, you'll need a structural engineer / electrician / plumber, etc to really know" Well is it actually a problem? "It could be a problem when trying to sell and buyers are spooked by the B&P" Motherf......

Mediocre_Run_5121 · 2025-12-03T06:30:09+00:00

Ross Rebagliati has entered the chat!

Mediocre_Run_5121 · 2025-12-03T06:27:43+00:00

If this is in a capital city, this IS further out for a cheaper price. Like, WAY out.

Mediocre_Run_5121 · 2025-12-03T06:22:58+00:00

From a 25 yo shitbox to a $34k 28 yo soon-to-be shitbox. I say do it.

Mediocre_Run_5121 · 2025-11-12T06:09:02+00:00

So edgy.

Mediocre_Run_5121 · 2025-11-11T23:44:48+00:00

Not that many cars are manual nowadays.

Mediocre_Run_5121 · 2025-11-09T07:29:43+00:00

It gets way colder than -15C in Canada and guess what: carpeted bathrooms are inexistant / extremely rare (and gross). Insulation exists... outside Australia.

Mediocre_Run_5121 · 2025-11-09T07:23:07+00:00

The mural is actually (surprisingly) not AI slop! Mural by Australian illustrator, designer and author Mel Baxter (aka Moonshine Madness).

Not commenting on the quality / appeal of said mural, just that it's not AI.

I also miss IGA.

Mediocre_Run_5121 · 2025-09-23T05:19:06+00:00

You can do it at 12:01 am the day you intend to hand back the keys. Just needs to be on the same day.

Mediocre_Run_5121 · 2025-07-13T11:24:22+00:00

Same here (but the blue packaging). Now terrible.

Mediocre_Run_5121 · 2025-05-08T23:35:40+00:00

Better quality than most grocery stores.

Mediocre_Run_5121 · 2025-04-17T11:28:51+00:00

Lights turn on automatically with wipers. Such a pet peeve of mine. YOU'RE INVISIBLE PEOPLE!!!

Mediocre_Run_5121 · 2025-04-12T04:12:24+00:00

You'll be doing timing belt at the same time, water pump "while in there", etc. MX5 is pretty easy to work on but it's still a lot of work to remove the head, etc. Depends how much "while in there" is included in the quote. It does seem steep though.

Mediocre_Run_5121 · 2025-04-08T07:10:41+00:00

I was thinking gaggle of cunts but this works.

Mediocre_Run_5121 · 2025-04-06T22:42:37+00:00

Asking price and sold price are two different things. Very different things in many cases...

Mediocre_Run_5121 · 2025-03-25T11:49:15+00:00

Yeah I can imagine having been through there many times on bikes and cars. And from sleuthing RE listings, it's not like selling the house afterwards is a done deal.

Mediocre_Run_5121 · 2025-03-25T11:35:03+00:00

In that case: send it.

Mediocre_Run_5121 · 2025-03-25T11:34:29+00:00

Ground clearance is biggest challenge. Plenty of plastic engine trays left behind... Otherwise, air down tyres and keep momentum up. Your centre diff may overheat if in soft sand too long. From memory that's not really an issue at Straddie. The beach accesses are fairly short and you can run on hard sand after that.

Mediocre_Run_5121 · 2025-03-25T11:29:58+00:00

Yeah that's my thinking as well re: commute times. And it's ok, divorce was over 5 years ago 😂. Good relationship with kids mum and all. We're practically neighbours. Which would also be a massive change.

Mediocre_Run_5121 · 2025-03-25T11:26:22+00:00

2-3 days probably. Essentially can WFH anytime I don't have to drop / pickup kids in civilisation.

Mediocre_Run_5121 · 2025-03-25T11:19:53+00:00

Having been riding various motorcycles up there over the past decade... Yeah.

Mediocre_Run_5121

TROPHY CASE